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Best Life Insurance Companies in Staten Island

2023

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Last updated: August 23, 2023

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License Verified:

License: 1329047

New York State Department of Financial Services

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2420 Arthur Kill Road Suite 300, Staten Island, NY 10309
  • Life Insurance

Business Description

USA Mutual Insurance Agency, LLC serves customers throughout Staten Island and nearby areas. Its team offers life insurance, including permanent and term life policies, to protect the client's assets and loved ones. It also provides property and casualty insurance covering real estate development, construction, commercial property, and professional liability. In addition, the business offers workers' compensation, group health, and disability insurance. Some of its insurance carriers include Oxford Health Plans, BlueCross BlueShield, Colony Specialty, and NatGen Premier.

License Verified:

License: 1329047

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (35)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 734091

New York State Department of Financial Services

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201 Edward Curry Avenue, Staten Island, NY 10314
  • Life Insurance

Business Description

RPM Insurance Agency is a Staten Island company offering life insurance products and services. It has been in the business for over 100 years, assisting clients in finding suitable life insurance policies with comprehensive coverages. With a network of insurance providers such as AmTrust North America and MetLife, its agents compare policies and design personalized insurance programs to suit different needs and budgets. The company also offers insurance products on other personal and business lines.

License Verified:

License: 734091

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Google
3.0 / 5 (5)
Facebook
4.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 989296

New York State Department of Financial Services

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3971 Victory Boulevard, Staten Island, NY 10314
  • Life Insurance
  • Health Insurance

Business Description

New York City Business Group is an independent insurance agency that has served clients on Staten Island for over 10 years. Its agents offer to examine the rates and quotes for life insurance policies for both term-life and whole-life plans. They can also educate clients about specialized coverage options, such as mortgage protection and accidental death insurance. In addition, the agency can tailor life insurance plans for business owners. Its other insurance products include Medicare, auto, and home insurance.

License Verified:

License: 989296

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (249)
Facebook
5.0 / 5 (73)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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1775 South Avenue, Staten Island, NY 10314
  • Life Insurance

Business Description

Roth Insurance is a full-service agency that delivers insurance products and services to individuals and families in the Staten Island area and the surrounding communities. In addition to life insurance, it offers homeowners' and commercial insurance. The company also crafts insurance coverages for trucks, buses, motorcycles, and autos. It also helps clients lessen the number of points in their driving record through its Point Reduction Program. Roth Insurance has been providing insurance solutions for more than 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (5)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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201 Edward Curry Avenue, Staten Island, NY 10314
  • Life Insurance

Business Description

Transportation Construction Environmental Insurance Services, Inc., is a life insurance company that serves clients from Staten Island. The firm provides a variety of life insurance options including whole, term, and universal. Other insurance products are also available, which include policies for cars, homeowners, transportation, and construction. The company has partnered with KeepTruckin for its ELD solutions. The president of the agency is William DeMaio, an insurance professional who has been working in the industry since 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1090615

New York State Department of Financial Services

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131 New Dorp Lane, Staten Island, NY 10306
  • Life Insurance

Business Description

Larissa Buerano is an insurance broker who provides auto, home, property, business, and life insurance products to clients in the Staten Island metro. She has been a State Farm agent since 2008. She also provides financial advisory services involving banking, annuities, and mutual funds. She sources life insurance quotes for term life, whole life, variable life, and variable universal life coverages that provide financial protection against unexpected expenses for accidents, losses, and deaths. Larissa leads a team of nine agents in insurance underwriting and selling activities.

License Verified:

License: 1090615

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (5)
Yelp
3.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 732119

New York State Department of Financial Services

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260 Christopher Lane, Staten Island, NY 10314
  • Life Insurance

Business Description

Located in Staten Island, Tillman Brokerage, Inc., is an insurance agency that has been serving the local community since 1984. It offers life insurance products for companies, self-employed people, individuals, and families. Other than that, Its insurance agents assist clients seeking medical, home, auto, and boat insurance policies. Furthermore, executives can also consult the team for business insurance analysis. It insures a wide variety of commercial properties, including office buildings, gasoline stations, restaurants, retail stores, and medical clinics.

License Verified:

License: 732119

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 632426

New York State Department of Financial Services

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1253 Richmond Avenue, Staten Island, NY 10314
  • Life Insurance

Business Description

Alpha/Omega Coverage Corp. is a family-owned and family-operated full-service independent insurance agency that has been serving the residents of Staten Island for more than 40 years. It provides life insurance and long-term care insurance. The firm also offers personal property insurance, personal auto and recreational insurance, and personal liability insurance. Alpha/Omega Coverage Corp. works with more than 30 carrier partners, including Berkshire Hathaway GUARD Insurance Companies, Safeco Insurance, AmTrust Financial, Sterling Insurance Company, Inc., and CNA Financial.

License Verified:

License: 632426

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1109303

New York State Department of Financial Services

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1983 Marcus Avenue, Lake Success, NY 11020
  • Life Insurance
  • Health Insurance

Business Description

Ravi Balchand of New York Life is an insurance agent who caters to individuals and families in the Staten Island area. He assists clients in obtaining a life insurance policy that will help them ensure their lifestyle and future stability. In addition, he handles disability income and group health insurance products. Furthermore, Ravi likes getting into detail about his customers' goals to figure out what plans will work to reach their desired outcomes.

License Verified:

License: 1109303

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1114065

New York State Department of Financial Services

Visit WebsiteWebsite
885 Huguenot Ave, Staten Island, NY 10312
  • Life Insurance

Business Description

Vestis Insurance Agency is an independent firm that offers life insurance plans to clients around Staten Island and its nearby areas. Its full-service agents help clients determine the type of coverage they need and connect them with the appropriate plans from its network of insurance carriers. The common life insurance plans its agents assist with include term life, survivor whole life, and whole life insurance. Vestis Insurance Agency also offers other personal insurance policies such as property, casualty, and flood plans.

License Verified:

License: 1114065

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.