Expertise.com

Best Life Insurance Companies in Boston

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Last updated: August 23, 2023

Visit WebsiteWebsite

Visit WebsiteWebsite
1330 Centre St, Newton, MA 02459

Business Description

Eisenberg Associates has provided individual and business insurance solutions since 1970. The independent health insurance company near Boston represents top-level providers in order to offer the most comprehensive options to its clients. The company's individual and group health policies include such choices as PPO, HMO, FFS, and POS to meet client needs. Eisenberg Associates also offers an extensive array of supplemental policies, including dental, vision, disability, and long-term care insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
188 Needham Street, Newton, MA 02464
  • Life Insurance
  • Health Insurance

Business Description

Kovalev Insurance is an insurance brokerage serving individuals, families, and businesses throughout Boston. Having been in the industry for more than two decades, it has established a network of reputable insurance carriers who can provide policies that address the unique risks each client may encounter in the future. The firm is home to bilingual Russian insurance agents who can assist with purchasing life, disability, and long-term care insurance products. In an effort to support local entrepreneurs, Kovalev Insurance also offers various lines of business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (184)
Yelp
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
––
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
835 Dorchester Ave, Dorchester, MA 02125
  • Life Insurance
  • Individual Plans

Business Description

Metro South Insurance is a full-service insurance company that caters to residents of Boston and nearby communities. Its agents provide quotes for all types of life insurance policies, such as term life plans and permanent life plans. They can also customize these policies to fit the needs of each client, from inheritance and income replacement use. Active for almost two decades, Metro South Insurance employs a staff that can speak and write in Vietnamese and Spanish. It is also affiliated with the Tet In Boston charity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
65 Boston Post Rd W,, Marlborough, MA 01752
  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

Business Description

Moore Agencies of New England has been serving the Boston metro and surrounding areas since 1951. Its representatives specialize in helping clients and their families, unions, credit unions, and both large and small associations find the financial product that suits their needs. It offers whole and term life insurance, accident protection, hospital indemnity, mortgage protection, and critical illness. Moore Agencies of New England holds monthly philanthropy projects and community service efforts where it gives monetary donations to local non-profit organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (964)
Facebook
4.5 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
764 Blue Hill Ave, Dorchester, MA 02124
  • Life Insurance

Business Description

Warren Insurance Agency is an independent agency that has provided life insurance policies to residents of Boston for over 40 years. It teaches first-time policyholders about the benefits of various life insurance plans, from term-life to permanent policies. The agency can modify these plans to act as death benefits, inheritance, mortgage payoffs, and charitable donations to organizations or individuals. Each client is assigned to an agent for 24/7 support for queries and claims. In addition, these agents provide notarization and constable services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
771 Adams St, Dorchester, MA 02122

Business Description

Udoji Insurance has provided customized individual and business insurance policies for more than 26 years. The independent life insurance company near Boston partners with a variety of top-level providers in order to offer its clients the services that best meet their needs. Its agents consult with individuals to determine their current financial situations and goals. They assess their clients' earning potential, family obligations, mortgage and other debts, and assets before recommending a plan to maximize their coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
3.5 / 5 (22)
Facebook
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
399 Winthrop Street, Winthrop, MA 02152
  • Multiple Policy Types

Business Description

John M. Biggio Insurance has been assisting the locals of Boston and its neighboring areas with their insurance needs since 1958. As an independent agency, it partners with a variety of insurance carriers to provide its individual, business, and commercial clients with a life insurance package tailored to fulfill their objectives. Its agents assist with finding policies that benefit their dependents in different ways, such as replacing lost income, settling final expenses, or paying for future educational costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)
Facebook
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
31 Hayward Street, Franklin, MA 02038
  • Life Insurance

Business Description

Berry Insurance has been assisting clients in Boston, Franklin, and the surrounding areas since 1922. Its agents work closely with families and individuals in choosing insurance policies that protect their futures and businesses. The company provides life insurance that covers financial payouts, funeral costs coverage, and cash benefits. Other insurance products available include those for cars, condos, floods, pets, renters, and investment properties. Businesses can also avail of Berry Insurance's coverage for builder's risk, commercial liability, insurance bonds, workers compensation, and cyber liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (186)
Facebook
4.0 / 5 (29)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
771 Adams Street, Dorchester, MA 02122
  • Life Insurance

Business Description

Mackenzie-Udoji Insurance Agency, Inc., is a family-owned and independent insurance company that was founded in 1994. It provides assistance with life, auto, business, and property insurance for interested clients. Mackenzie-Udoji Insurance Agency's life insurance products include guaranteed, term, and whole life insurance plans. The firm has long-time clients who have recommended its services to individuals with insurance needs. With an office in Dorchester, the firm also caters to the people of Boston, Dorchester, and throughout Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
112 Water Street, Suite 401, Boston, MA 02109
  • Life Insurance

Business Description

Ironside Insurance Group is a business and personal insurance solution provider that operates in the Boston metro. Established in 2012, the company offers comprehensive insurance coverages for clients who are looking to protect their properties and seeking life insurance for their family and loved ones. Ironside Insurance Group also provides commercial insurance services for condo associations, apartment complexes, and company-owned cars. Business owners who want to secure their assets through general liability insurance can also contact the firm's licensed agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (190)
Facebook
4.9 / 5 (31)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
400 Crown Colony Dr Ste 103, Quincy, MA 02169

Business Description

DPS Insurance Group Inc. works with its individual and commercial clients to deliver the most effective coverage possible. The independent agency represents a number of top-rated carriers to offer the options individuals need when choosing a life insurance plan. The company's agents consult with clients to evaluate their goals and determine the term or permanent policy that best protects their interests. Policies may be used to cover children's college educations, pay off mortgages and other debts, or protect assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

Visit WebsiteWebsite
21 McGrath Highway Suite 303, Quincy, MA 02169
  • Life Insurance

Business Description

Tobman, Molignano & Weiner Insurance Agency Inc., is a full-service company that was founded in 1936. Serving Boston communities, it represents a wide range of carriers to provide life insurance coverage options for individuals and families. Its team provides a full analysis of clients' insurance needs, designs customized protection programs, and conducts periodic reviews of the insurance programs of policyholders. In addition, the agency offers fire-dwelling, valuable property, workers' compensation, and business identity theft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
1 India Street Suite 204, Boston, MA 02109
  • Life Insurance

Business Description

Knapp Schenck is a full-service agency that has been serving Boston and surrounding communities since 1921. It offers term and permanent life insurance to individuals who want to secure their families' futures. The policies can help families cover lost income, education funding, household debt, and funeral expenses. In addition to benefits solutions, its team of professionals also offers coverage options for personal and business lines of insurance, which include umbrella, watercraft, casualty, and executive risk management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

Visit WebsiteWebsite
601 High St, Dedham, MA 02026

Business Description

In operation since 1936, Foley Palenscar Schortmann is dedicated to providing quality customer care and insurance solutions. The independent agency represents a variety of providers to offer individuals the life insurance options they require. Its team puts together a comparative analysis of 10 to 15 plans for its clients to evaluate. The company's agents consult with individuals to discuss their current financial situations and goals, explaining the fine points of term, whole, and universal policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

Visit WebsiteWebsite
18 Shipyard Drive, Hingham, MA 02043
  • Life Insurance

Business Description

International Citizens Insurance is a Hingham-based financial services company that serves clients across Boston. It focuses on providing life insurance policies to expats, offering term and whole life insurance products. The firm educates clients on coverage options such as end-of-life care and funeral costs. It also provides other insurance solutions, including health and travel insurance. International Citizens Insurance has been operating for over 15 years. Its president, Joe Cronin, is a former member of the Launchpad Venture Group, a local investment firm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (135)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
504 Main St, Melrose, MA 02176

Business Description

Jeff Carbone Insurance is an independent agency committed to providing quality customer care and products. The company partners with a variety of top-level providers to deliver diverse life insurance options for its clients. Its team works to evaluate individual goals and develop a package that maximizes coverage. Jeff Carbone Insurance offers term, whole, and universal plans in addition to indexed and fixed annuities. The agency also offers disability and long-term care coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
402 Salem Street, Medford, MA 02155
  • Life Insurance

Business Description

Gilbert Insurance Agency, Inc., is a family-owned and family-operated business that serves clients in Boston and nearby areas. It offers a variety of life insurance plans that include term life, universal life, whole life, long-term care, and disability insurance. The agency also provides insurance products for automobiles, renters, homeowners, and commercial properties. To craft insurance plans that suit the specific needs and budgets of clients, it uses its network of insurance companies. The company has been helping individuals, families, and businesses for more than 70 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (71)
Facebook
5.0 / 5 (21)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
464 Main St, Watertown, MA 02472
  • Life Insurance

Business Description

Click Insurance is an independent agency serving Boston and surrounding communities. It offers term, whole, universal, and variable life insurance policies for individuals who want to protect their families in the near future. Group life insurance is also available for employee benefits packages. Its team conducts consultative reviews to help clients in determining the type of policy that fits their needs and preferences. The agency's leadership team brings over 60 years of experience in presenting business and personal lines of insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (84)
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
25 Garden Park, Braintree, MA 02184

Business Description

Granite Insurance Agency Inc. serves clients in the Boston metropolitan area. Its team of experienced agents provides its clients with expert advice on life insurance and helps them secure a policy that's best suited to their needs. Policies sold by this agency can be used to help loved ones pay for funeral expenses and debt after the policyholder has passed away. Insurance partners include Nationwide, Hagerty, and Hospitality Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
54 Broadway, Norwood, MA 02062
  • Life Insurance

Business Description

Affordable Insurance Agency, Inc., is a woman-owned business that serves clients in Boston. It offers life insurance that gives financial security to the beneficiaries in the event of an unexpected death. The agency also handles insurance products for motorcycles, motor homes, cars, and boats. To provide customized insurance policies, it has formed partnerships with multiple carriers that include Hartford, Travelers, and Vermont Mutual. Affordable Insurance Agency was founded in 1987. It is associated with group health insurance provider Finelli Benefits LLC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (68)
Yelp
4.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.