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Best Life Insurance Companies in Memphis

2023

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Last updated: August 23, 2023

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4216 Millbranch Rd, Memphis, TN 38116

Business Description

Pete Mitchell and Associates Inc. is an independent health insurance company in Memphis, serving the neighboring communities since 1975. It works with individuals to calculate their coverage needs and arranges affordable health care plans with one of the many insurance companies it represents. The agency can arrange all forms of health insurance, from EPO and HMO to POS and PPO. Pete Mitchell and Associates Inc. also specialize in life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (15)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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8230 Camp Creek Rd Ste 118, Olive Branch, MS 38654

Business Description

Founded in 2008, Moore's Financial Group is an independent agency that specializes in most of the insurance needs of individuals and businesses. Its life insurance products are tailored for individuals, whether it's to cover funeral costs or transfer wealth to their loved ones. Payments can be fixed or flexible, cover a period, or the entire life of the policy. There's also an array of health insurance options for individuals and families, including dental, long-term, and Medicare policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.9
Facebook
4.3 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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4210 Highway 51 S, Hernando, MS 38632

Business Description

Ken's Insurance Agency is an independent insurance agency founded in 2014, serving individuals and business owners throughout the Memphis metro area. The agency specializes in finding the right life and health insurance products for its clients. These include universal life insurance that covers the costs for loved ones on the policyholder's death and various health care insurance products to meet the costs of surgery, hospital stays, and long-term medical care. They utilized auto insurance, retirement planning, estate planning, legal expense, identity theft protection, home insurance, and commercial insurance.

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340 New Byhalia Rd Ste 4A, Collierville, TN 38017

Business Description

Brock & Poole Insurance Agency Inc. formed in 2014 after the merger of two established independent insurance agencies. The company arranges life insurance policies, amongst many other products. It represents some of the leading insurance companies in America, including Progressive and Travelers, working with its clients to find the best policy for their circumstances. Polices include term, which is suitable for younger policyholders without family commitments, and universal life, suitable for those who want to transfer wealth to loved ones.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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5510 E Shelby Dr Ste 107, Memphis, TN 38141

Business Description

Financially Smart Insurance is licensed to sell all forms of personal and commercial insurance in Tennessee and Mississippi. Specializing in life, auto, home, & business insurance. The company's local agents work with nine of the nation's leading insurance companies to arrange auto and home insurance policies to suit various individuals with different budgets. The agency's two types are term Insurance, which can be taken over 10- to 30-year periods, and whole life insurance, a permanent policy that stays in place during the policyholder's lifetime.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2309582

Tennessee Department of Commerce & Insurance

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562 South Center Street, Collierville, TN 38017
  • Life Insurance

Business Description

Andrea L. Bowles has been a Farmers Insurance agent for more than seven years. She offers life insurance products such as term life insurance, whole life insurance, and universal life insurance in Memphis and surrounding areas. Bowles also assists clients in getting auto insurance, home insurance, business insurance, homeowners' insurance, renters' insurance, and condo insurance. She graduated with a degree in business administration and marketing. Bowles caters to the following neighborhoods: Downtown Memphis, Collierville, Rossville, Piperton, and Germantown.

License Verified:

License: 2309582

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
15.4
Google
5.0 / 5 (6)
Facebook
52.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 699410

Tennessee Department of Commerce & Insurance

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1810 Forest Avenue, Memphis, TN 38112
  • Life Insurance
  • Health Insurance

Business Description

Consumer Directed Benefit Solutions is a life insurance agency serving clients in Memphis and the surrounding areas. The company caters to individuals, families, and businesses, providing various life insurance products, including Medicare supplements and prescription drug plans. It also offers a wide range of insurance coverage, such as health and disability income insurance. Its agents strive to provide clients the right coverage that fits their needs. Moreover, Consumer Directed Benefit Solutions works with various carriers, including Humana, Aetna, and Bright Health.

License Verified:

License: 699410

Tennessee Department of Commerce & Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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7200 Goodlett Farms Pkwy, Cordova, TN 38016

Business Description

Founded in 2013 by the merger of two of the Mid-South's leading agencies, Insight Risk Management is an independent insurance agency with offices near Memphis and Nashville. It represents a wide range of insurance companies, offering life insurance policies tailored for adults and children. It also specializes in various health care insurance services, including policies that care for the insured should they require long-term treatment or acquire a long-term disability. The company's agents specialize in tailoring Medicare plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1004696

Tennessee Department of Commerce & Insurance

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4778 Summer Avenue, Memphis, TN 38122
  • Life Insurance

Business Description

The James Agency is a company serving the Memphis area with life insurance policy options. These life insurance policies include whole, term, and universal insurance. Its team of agents evaluates the clients' household situation and helps them understand the different life insurance policies available. Founded by agent Jerry W. James in 1982, the locally owned and operated insurance firm currently has offices in eight locations. The James Agency also offers auto, health, toy, home, and renters' insurance.

License Verified:

License: 1004696

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (8)
Google
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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220 W Commerce St, Hernando, MS 38632

Business Description

Since it opened its doors in 2016, Cooke Insurance Center Inc. has worked for its clients throughout the Memphis metro area, tailoring a variety of life insurance products to suit every need. Its agents help individuals calculate their coverage needs, such as paying for their children's education or covering the policyholder's funeral expenses, while finding policies that fit their budget. The company also arranges home, auto, boat, and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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5165 Poplar Ave Ste 100, Memphis, TN 38117

Business Description

Larry E. Crum & Associates is an independent health insurance company in Memphis, serving the surrounding communities since 1968. It serves four states from nine locations, and its licensed agents represent many of the groups they serve, including Vietnamese, Hispanic, and African-American. The company specializes in arranging group health insurance for businesses. Its dental insurance can be shared-cost or 100% employer or employee-paid, while Vision Insurance allows employees access to independent eye doctors and 4000+ retail locations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (24)
Facebook
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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6879 Crumpler Blvd Ste 100, Olive Branch, MS 38654

Business Description

J Priest Solutions Retirement & Insurance is an independent associate of Tarkenton Financial, a nationwide network of financial services professionals. The agency specializes in tailoring life and health insurance policies for individuals throughout the Memphis metro area. Life policies are suitable for policyholders wishing to transfer wealth to descendants and individuals starting small businesses. The agency's health policies are useful for those concerned about short-term or long-term care or the 20% left uncovered by original Medicare plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2276362

Tennessee Department of Commerce & Insurance

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4466 Elvis Presley Boulevard, Memphis, TN 38116
  • Life Insurance
  • Health Insurance

Business Description

Choice Insurance and Financial Services, Inc., is an independent agency operating in Memphis. It offers life insurance to individuals at all stages of their lives. Term and permanent options are available to provide either monetary or other types of personal support to the dependents of the policyholder. Life insurance is also available to people with larger estates to protect their legacies in the event of transferring wealth and providing liquidity. Clients can contact the agency for a comprehensive needs analysis appointment.

License Verified:

License: 2276362

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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9053 Stone Walk Pl Ste 122, Germantown, TN 38138

Business Description

The Glass Insurance Group is an independent agency that specializes in finding the right health or life policy from a range of insurance companies for clients in Memphis, its neighboring areas, and Northern Mississippi. The agency's life insurance policies can be taken over periods of 10-30 years, while its fixed-rate permanent polices acquire cash value over time. It can also arrange various forms of health policies, from covering the costs of surgery or hospital stays to long-term medical care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2031204

Tennessee Department of Commerce & Insurance

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4934 William Arnold Rd, Memphis, TN 38117
  • Life Insurance

Business Description

Keller Insurance has been offering life, home, auto, and business protection coverages throughout Tennessee and Mississippi since 1925. Its life insurance options include final expense, fixed annuities, mortgage protection, and individual life. It is a locally owned and operated independent company that caters to individuals and businesses by connecting them to various insurance products from Erie, Progressive, Tapco, and Liberty Mutual. Keller Insurance is affiliated with Business Network International. Owner Robert Keller is a Memphis native who has extensive knowledge of personal and business insurance lines.

License Verified:

License: 2031204

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 3001094466

Tennessee Department of Commerce & Insurance

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1005 Tillman St, Memphis, TN 38112
  • Life Insurance

Business Description

Woman of Wealth Financial Services Agency serves people throughout the Memphis metro. It offers life insurance, including universal life, term life, and whole life policy plans through American National, National Life Group, and Senior Life. It helps clients build wealth, preserve their savings, and protect their families. Yvonne Pryor established the company after 20 years in the sales industry. She formed a strategic partnership with Money Spartans Financial Group after being mentored by its founder, Will Scott, a financial industry veteran.

License Verified:

License: 3001094466

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
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License Verified:

License: 2921

Tennessee Department of Commerce & Insurance

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866 Ridgeway Loop Road, Memphis, TN 38120
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Established in 1968, Clay & Land Insurance is an insurance office that is committed to delivering various life insurance options to customers based in Memphis and nearby locations. The insurance agents at this office educate their clients about the different types of life insurance plans and assist in selecting the right policy compatible with their needs and objectives. The team also offers a term life insurance policy that gives protection for a limited number of years. Its other products are whole life and universal life insurance.

License Verified:

License: 2921

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.3
Google
3.0 / 5 (39)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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2600 Thousand Oaks Blvd Ste 1400, Memphis, TN 38118

Business Description

The Financial Center is an independent life insurance agency in Memphis, serving the surrounding area's individuals and businesses. Its experienced agents represent 12 leading insurance companies, offering a wide range of policies to take care of loved ones after the policyholder's death and provide businesses with some protection should a critical employee die in service. The Financial Center can also arrange commercial auto insurance and general and professional liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (21)

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.