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Best Homeowners Insurance Agencies in Austin

2023

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Last updated: August 23, 2023

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7000 MoPac Expy, Suite 200, Austin, TX 78731
  • Multiple Policy Types
  • Homeowners

Business Description

Brooks Insurance is an independent agency that serves individuals and businesses in Austin and the surrounding areas. The firm provides various personalized insurance plans for homeowners, including rebuilding expenses for damages caused by disasters. Its team also guides clients in filing claims for stolen valuables and offers liability protection for injuries and damages that occurred in the property. Brooks Insurance is affiliated with major companies like Hagerty and Liberty Mutual in providing solutions for different insurance needs, such as automobiles and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 1163814

Texas Department of Insurance

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7304 Burnet Road, Austin, TX 78757
  • Renter's Insurance

Business Description

Stanley Insurance Agency has been helping people in Austin obtain coverage since 1983. An authorized agency under Progressive, it offers several insurance products to protect homes, rental properties, cars, motorcycles, and recreational vehicles. Stanley Insurance Agency is affiliated with various organizations, including Professional Insurance Agents and the Alliance Insurance Agents of Texas. Its owner, Jenny Stanley, previously served as vice president of the Austin Independent Agents Association of Texas, where she worked with legislators to help pass TexasSure into law.

License Verified:

License: 1163814

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (23)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2601

Texas Department of Insurance

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4425 Mopac South Building 2, Suite 208, Austin, TX 78735
  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

Sentry Agency provides insurance products and services to families and individuals in the Austin metro and the surrounding communities. It aims to protect clients and their personal belongings and investment properties from unforeseen events like natural disasters, vandalism, and theft. The independent company also crafts personalized coverages for renters and landlords. Its team also offers auto insurance which includes comprehensive, collision, medical payment, and liability coverages. Sentry Agency has been delivering insurance solutions since 1974.

License Verified:

License: 2601

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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4360 S. Congress Avenue Ste 109, Austin, TX 78745
  • Renter's Insurance

Business Description

CapCity is an insurance agency catering to the needs of homeowners in the Austin metro. Backed by over 24 years of combined industry experience, its team of insurance agents assists clients in insuring their homes from risks such as damage from natural disasters, theft, and vandalism. The team also guides clients in filing and settling claims and making informed decisions about policy coverage and options. The agency is a family-owned and family-operated firm that also provides commercial and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (67)
Facebook
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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312 W Oltorf Street, Austin, TX 78704
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Contractors Insurance Services caters to families and businesses in Austin. It offers an array of insurance products for different needs, including auto, homeowners', renters', truck, and motorcycle insurance; and BOPs. Its insurance agents help homeowners find products that cover fire and flood damage repairs, medical expenses when someone is injured in the home, and reimbursements for stolen belongings. It represents over 30 insurance providers, such as Progressive, Kemper, and Mercury Insurance. The insurance agency has been operating since 1955.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (106)
Facebook
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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343 S Congress Ave, Austin, TX 78704
  • Homeowners

Business Description

Since 1989, EZ Insurance Agency has been providing financial services to clients in Austin. The company offers home insurance, condo, mobile home, and renters' insurance. The company also carries commercial insurance products. Clients can request specific policies, including general liability, commercial auto, and workers' compensation insurance. The company maintains a blog on auto insurance claims, online insurance tips, and auto insurance fraud to educate clients on the world of insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (75)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1560356

Texas Department of Insurance

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2307 W Parmer Lane, Austin, TX 78727
  • Homeowners

Business Description

Roberto Montero is an insurance agent who serves clients in Austin and the surrounding areas. He assists individuals who want to apply for homeowners' insurance products to protect themselves and their guests, pets, and assets inside the residential properties. These assets include jewelry, pictures, and collectibles. In addition, he caters to clients needing to secure their farms, ranches, condominiums, and rental properties with insurance policies. Montero has been working at State Farm since 2005.

License Verified:

License: 1560356

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (53)
Facebook
4.6 / 5 (11)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1285557

Texas Department of Insurance

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5608 Parkcrest Drive, Austin, TX 78731
  • Multiple Carriers
  • Multiple Policy Types

Business Description

DMC Insurance Partners serves clients in Austin and the surrounding areas. The independent agency offers homeowners' insurance that promotes financial security and safety of property owners. Its insurance agents represent multiple carriers that can provide a wide range of coverage options, including property damage, liability, medical expenses, and injury to others. The company also delivers scheduled property, farm, auto, life, and business insurance plans. Formerly known as Howe Insurance Group, the locally operated firm has been serving clients since 1990.

License Verified:

License: 1285557

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (9)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Austin, TX
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Ben Zeitz - State Farm Insurance Agent serves individuals and families in and around Austin, representing them as they purchase home insurance policies. He advises clients on coverage areas that are most appropriate for their needs and budget and is particularly interested in resident relocations to the Bexar County area. Additionally, Mr. Zeitz can also help with auto, life, and commercial insurance as well as financial services. His mission is to establish a close, personal relationship with every client.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (168)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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4301 W. William Cannon Dr., Ste. B-120, Austin, TX 78749
  • Renter's Insurance

Business Description

Lezam Insurance is a family-owned agency that serves individuals and families in the Austin area. Since 2002, it has been helping clients obtain their financial goals by offering personal insurance plans, such as homeowners', renters', life, auto, and umbrella. The company deals with multiple insurance companies like Nationwide, Travelers, and Liberty Mutual Insurance. Lezam Insurance was co-founded by Michael Lezam, who was nominated for the Best CEO Awards in 2019 by Austin Business Journal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (102)
Facebook
4.9 / 5 (31)
Yelp
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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3800 N Lamar Blvd Ste 200, Austin, TX 78756
  • Multiple Carriers
  • Multiple Policy Types

Business Description

John Clark Agency serves families and businesses in Austin and communities across the Dallas Fort Worth metroplex. It assists clients in safeguarding their properties by providing homeowners' insurance. Its team also educates them on determining the value of their possessions to avoid underinsuring themselves. The firm offers other products, including auto, life, and business insurances. Since its establishment in 2005, it has provided more than 20,000 policies. Owner John Clark brings over two decades of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1568662

Texas Department of Insurance

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8300 N. Mopac Expressway, Austin, TX 78759
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

AmeriFirst Insurance Agency LLC provides Austin clients with several kinds of personal and commercial insurance options. It offers homeowners', personal and commercial vehicle, and umbrella insurance policies. It also assists clients in acquiring additional coverage, such as separate structures for homeowners' policies. Its insurance agents quote policies from multiple carriers to help clients find the coverage plan that fits their financial goals. CEO Manny Nasserfar has a background in mortgage lending and real estate. He also holds over 20 years of insurance industry experience.

License Verified:

License: 1568662

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 2393548

Texas Department of Insurance

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9310 Georgian Drive Suite A, Austin, TX 78753
  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Contigo Insurance is an independent agency that serves the needs of clients in Austin. It has been serving the community for over 25 years, providing homeowners', auto, and business insurance products. Its homeowners' policy covers damages to the client's property. The policy may include the client's liability for injuries and damages they or their family members caused to other people, in addition to accidents caused by their pets. Contigo Insurance represents various carriers, including Kemper, Infinity, Safeway, and Assurance.

License Verified:

License: 2393548

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (9)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 2584

Texas Department of Insurance

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300 East Highland Mall Blvd Suite 208, Austin, TX 78752
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

Ed Weeren Insurance Agency Inc. is an independent agency that serves the Austin metro area. It offers homeowners' insurance policies for various homes ranging from mobile homes to high-value properties. Its staff helps clients customize this insurance to include coverage for earthquakes and floods. The agency partners with different insurance carriers, such as The Hartford and The Progressive Corporation, to help clients find coverage that meets their requirements. Ed Weeren Insurance Agency is a member of the Combined Agents of America LLC.

License Verified:

License: 2584

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (18)
Facebook
4.5 / 5 (11)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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11701 FM 2244 Ste 202, Austin, TX 78738
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Lott Insurance Services Inc. in Austin, Texas, is an independent insurance agency servicing the home insurance needs of local residents since 1980. It represents several reputable insurance carriers, which allows it to obtain competitive rates on the coverage clients need. Standard policies hedge against losses from fire, vandalism, theft, and other traditional perils as well as liability losses from injuries and accidents. The agency also offers condo and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

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5609 S Congress Ave. Ste 220, Austin, TX 78745
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

The Trusted Agency is a full-service insurance company that operates in Austin. It assists residents of the city and the surrounding areas in finding customized homeowners' insurance plans. These plans can include specialized coverages for fire, flooding, and theft reimbursement or repairs. The agency examines the property for factors that could affect the policy, including security features like surveillance cameras and fire extinguishers. The Trusted Agency is led by Mike Green, an insurance agent who previously worked as a manager for LA Fitness.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1602847

Texas Department of Insurance

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2579 Western Trails Blvd, Austin, TX 78745
  • Personal Property Insurance

Business Description

Reed Insurance Agency serves clients in the Austin area, providing a range of homeowners' insurance policies to help policyholders protect their homes and personal belongings from different catastrophes. Its policies cover building codes, replacement costs, living expenses after a disaster, and liabilities to other people. It also offers insurance plans for mobile homes, classic cars, commercial properties, and bonds. The agency's founder, Scott Reed, has been an agent for over 27 years. He established the agency in 2007.

License Verified:

License: 1602847

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (45)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

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8801 Research Blvd #104, Austin, TX 78758
  • Renter's Insurance
  • Multiple Carriers

Business Description

Since 2000, Starr Insurance Agency has been customizing policies for homeowners in Austin. Its policy coverage includes dwelling or the main house, other external structures like fences and sheds, and personal belongings like furniture and appliances. Its homeowners' insurance plans also cover loss of use in case the house becomes uninhabitable, as well as medical expenses and family liability when someone is injured on the property. The independent agency also creates policies for clients who need commercial-related insurance, whether they are business owners or employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (75)
Facebook
4.4 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

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Austin, TX
  • Multiple Carriers
  • Renter's Insurance
  • Personal Property Insurance

Business Description

Wildcard Insurance is a firm that serves clients in Austin and the surrounding areas. It provides a wide range of insurance plans, including homeowner policies. The company aids those looking to protect their residences from theft and damage. Its team helps clients maximize their savings. It also offers renter, flood, auto, and motorcycle insurance products. The company represents multiple insurance carriers in the market to help customers choose the right plans for their specific needs.

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.