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Best Homeowners Insurance Agencies in Indianapolis

2023

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Last updated: August 23, 2023

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License Verified:

License: 3617236

Indiana Department of Insurance

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160 W. Carmel Drive, Suite 236, Carmel, IN 46032
  • Condos

Business Description

GJ Insurance Group is a Carmel-based financial services company that serves clients across the Indianapolis metro. The company provides homeowners' insurance solutions and educates clients on further protection options, like liability and personal property coverage. It also deals with condo, flood, earthquake, and landlord insurance. The company's other insurance products include motorcycle, auto, business, and life insurance. Grant Jenkins, the company's managing partner, is a former vice-president from the financial services firm J.P. Morgan Asset Management, Inc.

License Verified:

License: 3617236

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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8767 South St, Fishers, IN 46038
  • Renter's Insurance
  • Earthquake
  • Flood
  • Multiple Carriers
  • Homeowners

Business Description

Osborn Insurance Agency operates within the Indianapolis, Indiana, metro area, assisting clients with home insurance policies. It offers home owner's insurance for coverage of structural damage, assets, injury and liability, as well as coverage for condominiums and renter's insurance. Its agents are experienced in both named perils-policies and all-risk policies. Flood insurance policies are also available as an additional coverage. Functioning as a full-service agency, Osborn Insurance Agency handles auto, life, and business insurance as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (53)
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 34647

Indiana Department of Insurance

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1138 West 86th Street, Indianapolis, IN 46260
  • Renter's Insurance

Business Description

Rick Smith is a State Farm insurance agent that serves the residents of Indianapolis and its surrounding metros. He helps homeowners find and access insurance policies with coverages that protect their homes and personal belongings. He has 30 years of experience procuring homeowners' insurance plans. He also offers condo and renters' insurance. Rick takes time talking to his clients about the importance of obtaining insurance, especially along the lines of health and life insurance policies.

License Verified:

License: 34647

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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6510 N Shadeland Ave, Indianapolis, IN 46220
  • Condos
  • Personal Property Insurance
  • Homeowners

Business Description

WalkerHughes Insurance is an insurance company based in Indianapolis, Indiana. It serves homeowners and condo owners in Indianapolis, Albio, Huntington, and the surrounding areas. The company provides basic property and liability insurance and additional coverage options, including water damage, other structures, contents, and medical cover. WalkerHughes Insurance also assists with alternative personal insurance needs, such as boat, PWC, motorcycle, and auto insurance policies, as well as business insurance for clients in a range of industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 714316

Indiana Department of Insurance

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450 E. 96th St.,, Indianapolis, IN 46240
  • Homeowners

Business Description

Independent insurance agency Hoosier Insurance Group serves Indianapolis locals in securing personal and commercial insurance coverage. It offers home insurance policies to clients who may face sudden property damages and legal responsibility for injuries incurred in a client's home. It conducts a thorough review of a client's situation during the application process to ensure that policies suit well. Hoosier Insurance also provides health, dental, renters', automobile, and life insurance policies. Some of the insurance carriers they represent are Travellers, Safeco Insurance, Progressive, and MetLife.

License Verified:

License: 714316

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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107 W Washington St, Fairland, IN 46126
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Homeowners

Business Description

Larkey Insurance is a family-owned and operated home insurance company that has been serving the residents of Indianapolis, Indiana, since 1954. As an independent agency, it works with multiple nationwide insurance carriers, such as Auto-Owners Insurance and Progressive. This allows them to offer clients different packages and plans to fit their unique desires. Homeowners and renters policies cover damage to the home due to a natural disaster, loss of personal possesions, loss of use, and liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 647012

Indiana Department of Insurance

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7202 N Shadeland Ave #207, Indianapolis, IN 46250
  • Multiple Carriers

Business Description

Wenclewicz Insurance is an insurance agency that provides business, life, auto, and homeowners insurance. The agency helps property owners in Indianapolis acquire a policy that they can rely on during difficult situations, such as loss due to fire or theft. As an insurance agency that offers homeowners insurance, it keeps its clients well informed on the details of their policies and tailors the coverage according to their needs. The agency is owned by agent Mark Wenclewicz, who is joined by three team members.

License Verified:

License: 647012

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)
Facebook
5.0 / 5 (38)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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10412 Swiftsail Lane, Indianapolis, IN 46256
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

Since 1972, Insurance Associates of Indiana has been providing risk protection to residents across the Indianapolis metro. It offers homeowners' insurance services and educates clients through various coverages, including personal property and personal liability. The company also deals with RV, auto, and motorcycle insurance. It helps business owners minimize financial risk through various options like general liability and commercial umbrella insurance. Insurance Associates of Indiana owner James Sullivan has been in the insurance industry for more than 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (24)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 3412573

Indiana Department of Insurance

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4705 E 96th St, Ste 31, Indianapolis, IN 46240
  • Renter's Insurance
  • Condos

Business Description

AOG Group is an insurance agency that offers its services in the Indianapolis metro and the surrounding communities. It accommodates families and individuals who want to acquire homeowners' insurance. The company aims to protect policyholders from financial losses caused by unforeseen events, such as natural disasters, theft, and vandalism. It also provides other personal lines of insurance, like life, auto, motorcycle, boat, and ATV coverages. AOG Group strives to deliver a stress-free process to help clients meet their insurance needs.

License Verified:

License: 3412573

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 556498

Indiana Department of Insurance

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7360 E Washington Street, Indianapolis, IN 46219
  • Homeowners

Business Description

Since 2007, Irvington Insurance has been serving clients in Indianapolis and the surrounding communities. Providing homeowners' insurance policies, it strives to help customers protect themselves and their families financially in case their properties and personal possessions get damaged after disasters. Its homeowners' insurance offers dwelling, contents, additional living expenses, and liability coverage. Other insurance products include auto, life, and renters' insurance. Founder Eric Wilson is a member of the American Legion and the Veterans of Foreign Wars.

License Verified:

License: 556498

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 560818

Indiana Department of Insurance

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5645 N Post Road Suite C, Indianapolis, IN 46216
  • Homeowners

Business Description

For more than 10 years, Insurance by George has been serving businesses and individuals in the community of Indianapolis and surrounding areas, including Lawrence and Harrison. It provides a wide range of insurance products, such as homeowners', umbrella, life, auto, health, and commercial property insurance. Its team of independent agents provides customers with personalized insurance policies through collaborating with multiple insurance carriers, such as Midland National, Progressive, Foremost Insurance Group, and Erie Insurance.

License Verified:

License: 560818

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (19)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 3371573

Indiana Department of Insurance

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10475 Crosspoint Boulevard, Indianapolis, IN 46256
  • Renter's Insurance

Business Description

Multiline Insurance Agency is an Indianapolis-based company that provides home insurance services and products to individuals in the community and its nearby areas. It is an independent agency that represents more than 20 insurance carriers in providing personalized insurance plans. The company's home insurance policies protect clients from financial losses caused by unforeseen events such as theft, fire, and storms. In addition, Multiline Insurance Agency offers property, renters, condo, personal umbrella, flood, and life insurance.

License Verified:

License: 3371573

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 37292

Indiana Department of Insurance

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1245 E Troy Ave, Indianapolis, IN 46203
  • Flood
  • Multiple Policy Types
  • Homeowners

Business Description

Gagen's House of Insurance has been serving clients in Indianapolis since 1972. It offers homeowners' insurance plans that provide coverage for the partial loss of a home and its contents, such as jewelry, televisions, and computers, due to unforeseen events. The independent insurance agency also provides insurance products for automobiles, renters, and motorcycles from several insurance providers that include Motorists Mutual Insurance Company and Progressive. Gagen's House of Insurance is committed to providing personalized insurance services that suit clients' needs and finances.

License Verified:

License: 37292

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2724890

Indiana Department of Insurance

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6316 W Thompson Rd., Indianapolis, IN 46221
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

Killion & Hall Insurance Agency is a company that serves clients in the Indianapolis area. It offers an array of homeowners' insurance policies to help policyholders financially in case they suffer a loss caused by theft, vandalism, or fire. Its plans cover personal liability, dwelling, medical expenses, and loss of use. The agency also handles risk protection plans for floods, renters, automobiles, and general liabilities. It was formed in 2016 through a merger of two insurance companies.

License Verified:

License: 2724890

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.9 / 5 (98)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 3174616

Indiana Department of Insurance

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1800 N Meridian St Suite 103A, Indianapolis, IN 46202
  • Personal Property Insurance

Business Description

Burns Family Insurance is an independent agency serving clients in Indianapolis. It offers homeowners' insurance policies that cover home repairs, loss of valuables, personal liability, and living expenses. The company also provides additional lines of insurance, such as high-value homes, vacation homes, and rental dwellings. To meet the specific insurance needs of clients, it represents multiple companies that include Travelers, Progressive, and Zurich. Burns Family Insurance is committed to helping clients in getting the right premium without sacrificing their coverages.

License Verified:

License: 3174616

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (79)
Facebook
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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40 Executive Dr Ste C, Carmel, IN 46032
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Homeowners
  • Landlords

Business Description

Operating since 1973, Rupp Insurance is an Indianapolis, Indiana-based agency consulting clients on home insurance policies. It structures coverage plans that protect from significant financial loss in instances of extensive property damage to the home or structures on the same premises, loss or destruction of personal items, and legal liabilities incurred because of third parties. This company provides auto, life, and health insurance services, and the option to bundle home and auto insurance coverage into one policy at a lower rate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (22)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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2818 North High School Rd, Indianapolis, IN 46224
  • Homeowners

Business Description

IAL Insurance caters to the needs of individuals in Indianapolis. Through its years of experience in the industry, it has served hundreds of individuals, assisting them in filing a claim, managing a policy, and requesting a quote. Its products include home, auto, life, health, and business insurance. It represents various carriers, including Erie, Grinnel, Progressive, Encompass, and Anthem, allowing the business to shop for policies to suit the clients' needs. Intending to serve a diverse society, its professionals can also communicate in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1607930

Indiana Department of Insurance

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7209 US 31 South, Indianapolis, IN 46227
  • Multiple Policy Types

Business Description

Bill Collins is an insurance professional who has been working at State Farm since 1983. He caters to clients in Indianapolis and the surrounding areas. He offers a wide array of insurance products, including homeowners', life, health, business, and auto insurance plans. Collins also assists clients to avail themselves of condo, disability, liability umbrella, and rental property insurance policies. He has received various State Farm awards, such as the Ambassadors for Life Qualifier and the Legion of Honor Qualifier.

License Verified:

License: 1607930

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (43)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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3725 E Southport Rd Ste D, Indianapolis, IN 46227
  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Schoolhouse Insurance is a small, independent insurance agency located in Indianapolis and providing insurance services throughout the state of Indiana. It specializes in providing coverage from Erie Insurance but also works with most major providers, such as Progressive, MetLife, and Travelers. Schoolhouse Insurance provides free comparative quotes from multiple homeowners insurance companies to help clients find the right coverage, and it also offers renters insurance quotes. Customers mention the agency's personalized service and affordable prices.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1516590

Indiana Department of Insurance

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6414 Mimosa Lane, Indianapolis, IN 46259
  • Multiple Carriers

Business Description

Veal Insurance is a full-service insurance agency in Indianapolis. The firm assists individuals and families in resolving financial claims for property damages and losses covered by a homeowners' insurance policy. Its independent insurance agents assist clients in assessing their needs and locating the most appropriate coverage among multiple carriers. The organization serves residents of private homes, apartments, and condominiums. Vierl and Mabel Veal, a local couple, established the family-owned business in 1954. It also actively supports its local church and community initiatives.

License Verified:

License: 1516590

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.