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Best Homeowners Insurance Agencies in Houston

2023

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Last updated: August 23, 2023

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9894 Bissonnet St Ste 720, Houston, TX 77036
  • Homeowners

Business Description

Hartgrove Insurance in Houston, Texas, is an independent insurance agency that has sold home insurance since 2003. Hartgrove sells home insurance that includes coverage for damage by natural disaster or fire, liability protection, and for mortgage purposes. The business is accredited with the Better Business Bureau. Hartgrove Insurance is a branch of TWFG Insurance Services that offers both commercial and personal insurance products through carriers such as Travelers, Safeco, Wellington, Atlas General, The Hartford, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (51)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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5500 NW Central Dr., Houston, TX 77092
  • Personal Property Insurance
  • Homeowners

Business Description

TGS Insurance Agency provides Houston residents with various personal insurance policies. With products ranging from homeowners' insurance to car and boat insurance, its professionals shop from over 30 different carriers to help clients find the coverage they need. They perform yearly insurance assessments to ensure the client's current policy still matches their requirements. TGS Insurance Agency participates in charitable events hosted by the Gulf Coast Regional Blood Center and Maddie's Mission.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (319)
Yelp
3.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 4644

Texas Department of Insurance

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450 N. Sam Houston Pkwy. E. Ste. 103, Houston, TX 77060
  • Homeowners
  • Renter's Insurance

Business Description

Baxter Insurance Agency Inc. has been serving customers throughout the metro area of Houston since 1989. It provides a wide range of insurance products, such as homeowners', flood, renters', and auto insurance. As an independent agency, its team of insurance agents represents several carefully selected carriers, including American Modern Insurance Group, Homeowners of America, J.C. Taylor Antique Auto Insurance, and Texas Fair Plan Association. Baxter Insurance Agency extends its services in Fort Bend, Harris, and Montgomery counties.

License Verified:

License: 4644

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2265587

Texas Department of Insurance

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2190 N Loop W, Houston, TX 77018
  • Renter's Insurance
  • Homeowners

Business Description

The Vanguard Agency assists individuals and families in Houston in finding suitable insurance solutions from its network of carriers. The company informs homeowners of available home insurance coverages, including loss of use, reasonable repairs, and personal liability. It also carries other insurance products, such as life, vehicle, and business insurance policies. Humberto Garcia, the agency owner, established the company in 2018 to provide insurance options that fit people's lifestyles. He has been working as an insurance agent since 2004.

License Verified:

License: 2265587

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (105)
Facebook
4.9 / 5 (26)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1650314

Texas Department of Insurance

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501 W Gulf Bank Rd, Houston, TX 77037
  • Homeowners

Business Description

AJ Morales Insurance is an independent agency serving Houston. Speaking English and Spanish, the bilingual team helps people protect their homes and personal properties by presenting homeowners' insurance coverage options. The policy covers dwelling, other structures, loss of use, personal liability protection, and medical payments. The agency is partnered with multiple insurance carriers to provide clients with a selection of tailored options. Other insurance products include mobile home, auto, life, and general liability insurance.

License Verified:

License: 1650314

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 8884937

Texas Department of Insurance

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602 Sawyer Street, Suite 111, Houston, TX 77007
  • Homeowners

Business Description

Barry Hoskins is a State Farm insurance agent that serves clients in Houston and nearby communities. He has been living in the city since 2008 and offers homeowners' insurance for first-time and seasoned residents. Barry uses his local knowledge of the area to help clients plan their policies to cover specific dangers, such as theft and flooding. He can process all home-related claims online and provide policyholders with ID cards. Barry manages two offices and is friends with many local business owners in the city.

License Verified:

License: 8884937

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (172)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1591637

Texas Department of Insurance

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21430 Provincial Blvd, Houston, TX 77450
  • Homeowners

Business Description

Established in 2008, Texas Insurance Agency is a Katy-based risk management specialist that serves the Houston area. The insurance brokerage offers a number of products, including homeowners' insurance, and it also provides flood insurance plans that cover personal property and appliances along with plumbing, electrical, and HVAC systems. Texas Insurance Agency, which also offers insurance for drivers, contractors, and manufacturers, is co-owned by Roland Cardner, a Certified Insurance Counselor who started in the industry in 1997.

License Verified:

License: 1591637

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.7 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1479763

Texas Department of Insurance

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3311 Richmond Ave, Ste. 350, Houston, TX 77098
  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

Rafail Insurance Agency helps homeowners protect their homes and everything in it, via coverage from damages and accidents. It represents a vast network of insurance carriers to help clients obtain adequate homeowners' insurance policies to cover them against financial loss in case of untoward incidents in a client's home. This independent agency has been in business since 2009, serving Houston and its nearby areas. Other insurance products include health, life, and auto insurance.

License Verified:

License: 1479763

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (66)
Facebook
4.8 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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77 Sugar Creek Center Blvd Ste 206, Sugar Land, TX 77478
  • Condos
  • Flood
  • Homeowners

Business Description

Transparity Insurance Services, based in Houston, Texas, is an insurance agency that offers comprehensive homeowners insurance that covers the physical structure of a building while also providing protection of the contents against damage. This includes liability coverage in the event of an accident involving a third party on the premises resulting in injury, death or damage to their property and extends to incidents at adjacent properties, such as damage caused by fallen tree branches. In certain circumstances, coverage offsets temporary housing during repair work to the home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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2610 Hwy 6 South 1, Houston, TX 77082
  • Renter's Insurance
  • Flood

Business Description

Priority Insurance Agency serves individuals, families, and businesses in Houston and the neighboring areas. This independent agency partners with multiple insurance carriers to help clients find and purchase adequate homeowners insurance policies to cover them against financial loss in case of accidental damage, theft and vandalism, or destruction of their homes. Its policies also provide coverage for liability and medical payments in case a guest gets injured on the client's premises. The agency also offers auto, life, and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (144)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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6776 Southwest Freeway Ste 444, Houston, TX 77074
  • Homeowners

Business Description

Houston National Insurance of America is a financial services company that caters to clients in the local metro. The company offers homeowners insurance solutions and educates clients on coverages like personal property coverage. Clients can find tips about reducing annual premiums on the company's website. The company's other insurance products include auto, grocery store, commercial truck, and flood insurance. Mohammad "Jim" Junaid, the company's president, has over 20 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1037105

Texas Department of Insurance

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6489 Wilcrest Drive, Suite A, Houston, TX 77072
  • Homeowners

Business Description

Ken Quach is a State Farm insurance agent who has been serving the Houston area and neighboring communities since 1999. He offers health and life insurance policies, and plans for automobiles, businesses, and homes. He also offers annuities, banking, and mutual fund services. Ken holds a bachelor's degree in Business Administration and was the president of the National Association of Insurance and Financial Advisors in 2008. He is also currently a volunteer of the Alief Super Neighborhood Program.

License Verified:

License: 1037105

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (30)
Facebook
5.0 / 5 (11)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2673319

State of New Jersey Banking and Insurance

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6095 Glenmont Drive, Houston, TX 77081
  • Homeowners

Business Description

Varon Insurance is a family business providing insurance to clients in Houston and the surrounding areas. The company has been in business for more than 30 years and offers homeowner, auto, and business insurance. Its home insurance policies cover losses caused by storms, fire, theft, as well as other events. Varon Insurance also has a customer support team that can be approached 24/7 and can assist with changing policy details and customizing policies to fit the client's needs.

License Verified:

License: 2673319

State of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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2605 W Lake Houston Pkwy, Kingwood, TX 77339
  • Flood
  • Personal Property Insurance
  • Homeowners

Business Description

Founded in 1950, Ward Brothers & Associates Inc. is an independent insurance agency located in Kingwood, Texas, serving renters and homeowners in the Houston, Texas, metro area and throughout the state. The agency offers comprehensive homeowners insurance policies that cover real and personal property, liability coverage if someone is injured on the property, and living expenses in the event of a complete loss. Ward Brothers also offers auto, motorcycle, boat, renters, and flood insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (2)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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11111 Katy Fwy Ste 120, Houston, TX 77079
  • Renter's Insurance
  • Condos
  • Fire
  • Flood

Business Description

Homeowners in Houston, Texas, and its surrounding areas can rely on Associated Insurance Managers, an independent and locally-owned brokerage, to help them obtain suitable home insurance. The company's agents aim to help customers understand complicated insurance policies and save money by purchasing only the coverage they need. Associated Insurance Managers works with carriers such as Travelers, The Hartford, Progressive, and Dairyland Insurance to provide homeowners insurance policies, as well as auto, commercial, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (104)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1721513

Texas Department of Insurance

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6200 Savoy Dr #922, Houston, TX 77036
  • Homeowners

Business Description

Secured Risk Insurance is an independent agency serving clients in Houston and the surrounding areas. It offers homeowners' insurance plans that cover home repairs, loss of valuables due to damage or theft, liability, and living expenses. It represents several insurance providers, including Travelers, Universal, and Humana, which allows it to offer a range of options that can meet the specific insurance needs of clients. To provide timely insurance information for clients, the agency maintains a mobile-friendly website that contains customer service forms, phone numbers, and claims information.

License Verified:

License: 1721513

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (170)
Facebook
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 729892

Texas Department of Insurance

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3401 Louisiana Street, Suite 330, Houston, TX 77002
  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

David Cohen is a State Farm insurance agent that has been working in the Houston area for 31 years. He focuses on homeowners' insurance, renters' insurance, auto insurance, business insurance, and life insurance. He also guides clients in financial planning and decisions with mutual fund offers for their personal retirement, education savings, and business retirement. David Cohen supports the community by participating in activities like Quotes for Good to benefit charities and sponsoring cause-oriented events.

License Verified:

License: 729892

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (233)
Facebook
5.0 / 5 (16)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.