Best Homeowners Insurance Agencies in Louisville

Ditsler Insurance Agency, LLC., has offered home insurance policies to residents of Louisville since 1979. Its owner, Jerry Ditsler, is a native of the city and a member of the Building Industry Association of Louisville. He and his staff compare the annual rates and quotes of different insurance carriers, such as Progressive and Liberty Mutual. They then report these to first-time and longtime policyholders to help them transition to new plans. The agency can also add new coverages, such as flooding and earthquake repairs.

If you are tired of 1-800 numbers and long hold times, Spalding Insurance Group will be able to help you as they want you to RE-Think the way you see insurance. Founded in 1998 by Tom Spalding, Spalding Insurance Group is an independent insurance agency serving the Louisville, Kentucky, region with a host of personal insurance options, including homeowners insurance . The company's licensed agents have claims consulting experience who will work and help guide homeowners step-by-step through the process of selecting dwelling, liability, and property coverage backed by over 70 top rated companies in the nation, such as MetLife, Travelers, Progressive, Kemper, Mutual of Omaha, and The Hartford with one goal in mind, to get homeowners the best rates and coverages for their most valuable items. They also offer renters, life, and umbrella insurance policies for extra coverage not provided under typical homeowners insurance. Call, email, message them on Facebook or drop by their office and Re-Think insurance. 

Insurance Outlet is an independent insurance agency that offers home insurance throughout the Louisville, Kentucky, metro area. Its homeowners insurance covers not only damage to clients' dwellings but also liability for injuries or property damage. The agency offers discounts to clients who have multiple policies, fire-resistant building materials, and security systems. Insurance Outlet partners with insurance carriers that include Travelers, Progressive, American Modern, MetLife, Foremost Insurance Group, and Safeco Insurance.

American Mutual Fire Insurance Co. of KY is a locally owned insurance agency based in Louisville, Kentucky. Founded in 1874 by a group of farmers in Jefferson County, the firm has grown to provide a range of insurance solutions that include homeowners, dwelling, and farm coverage options for residents in the central Kentucky area. Policies available protect homeowners, farm owners, and individuals living in rental units against perils such as natural disasters, vandalism and theft, and personal liability.

Levi Monk- State Farm Insurance Agent is a professional homeowners insurance broker based in Lexington. In business since 2017, agent Levi Monk assists homeowners with obtaining policies that offer financial protection in the event of property damage due to fires, storms, vandalism, and losses. Mr. Monk is fully licensed, and the company's website features online options to file claims and submit payments. In addition to homeowners insurance, the agency handles business and auto insurance.

Reisert Group is a Louisville, Kentucky-based insurance agency selling home insurance policies to clients all over the metro area since 1884. It provides coverage for single family homes and condominiums through affiliated providers and consults clients on the amounts and types of coverage they need to insure their home itself, structures on the same property, possessions, and additional expenses related to covered losses. Some of the companies Reisert Group represents include Progressive, Farmers, and MetLife.

R. H. Clarkson Insurance Agency, LLC is a Louisville, Kentucky-based agency offering home insurance services to clients living throughout the metro area. These services are available to home owners as well as renters who need to insure personal items, and it insures condominiums as well as secondary residences. Umbrella liability plans are available to clients who wish to bundle their home insurance policy with auto or health insurance for all-encompassing coverage offered at a lower rate.

Based in Louisville, Lincoln Insurance Agency crafts homeowners', business owners', auto, event, and pet insurance plans for the residents of the area. As a third-generation family-owned business, it aims to provide personalized services to its clients by guiding them in getting the appropriate insurance policy according to their needs. Lincoln Insurance Agency also works with different insurance providers and offers assistance if a client needs to change details in their policy or if they get into an accident.

Founded in 1974 by Steven L. Turner, Heritage Insurance Service Inc. is a locally owned and operated, independent homeowners insurance agency that serves customers in the Louisville, Kentucky, area and has additional offices throughout the country. Heritage works with 115 prominent insurance companies, including Bristol West, Continental, Farmers, Hartford, New Hampshire Indemnity, Progressive, Safeco, and Travelers. The agency offers other types of insurance such as auto, motorcycle, trucking, life, health, and disability coverage.

Palacio Miller Agency is an insurance company that caters to clients throughout Louisville. The firm provides various insurance products, including homeowners' insurance. The insurance protects the policyholders' assets and investment properties against natural disasters and catastrophic events. It also covers liability for family members, pets, and other people injured on the property. Insurance professionals at the firm work with clients to customize coverage according to their specific needs. Palacio Miller Agency serves clients in Arkansas, Indiana, Kentucky, Mississippi, and Tennessee.

Old Kentucky Insurance is an agency serving clients in the Louisville, Kentucky, metro area that offers and consults on insurance policies for homes, apartments, and condominiums. Its plans offer protection for the structure itself, guests, belongings, incurred medical costs, and living expenses. It also handles insurance policies for landlords to cover risks posed to tenant-occupied properties. Scheduled personal property coverage is available to clients with special possessions such as art, antiques, jewelry, and collectibles.

Braden Insurance Agency Inc. delivers its services to families and individuals in the Louisville metro. It accommodates clients who need assistance in acquiring homeowners' insurance that may include valuable items and damage to personal property coverages. The company also offers other personal plans, such as life, auto, health, umbrella, and renters' insurance. As an independent agency, it works with multiple carriers like State Auto and Progressive. Braden Insurance Agency has been in the industry since 1961.

Jeff Kleier is a third-generation State Farm insurance agent that has been serving the Louisville community since 2007. He helps individuals in making informed decisions about protecting their homes and personal belongings by providing a wide range of homeowners' insurance coverage options. The customizable solutions protect clients from financial losses caused by circumstances like theft, fire, and liability. Kleier and his team also offer life, business, and pet insurance. They also assist families who are looking to relocate to the area.

Jerry Kays Insurance has various insurance products for clients in Louisville. Guided by its goal to help clients manage daily risks, it pursues giving personalized service. Its agents conduct individual discussions with clients to determine everyday risks and assess what insurance product fits a client's needs. They explain a diverse set of options the company offers, such as auto, homeowners', and business policies. They describe products like homeowners' standard policies and package policies to help clients make informed decisions.

Independent Agents of Kentucky is an insurance agency based in Louisville, serving homeowners in and around the city. It was established in 1958 and has a team of insurance agents with over 100 years of combined experience. The agency provides homeowners' insurance plans from 25 different carriers, including Progressive and Universal Property & Casualty Insurance. It can customize existing or applicable plans to have specialized coverages for medical liabilities and personal possessions. In addition, the agency offers insurance plans for condo owners and home renters.

Reynolds Insurance Group provides a wide array of insurance services, including car, home, business, church, personal, and life insurance. Established in Louisville in 1974, it has helped over 6,000 families, business owners, and churches and has grown to become one of the largest insurance agencies in the area. Its agents provide coverage with various insurance carriers in clear, easily understandable explanations of products and services to give clients the peace of mind that comes with proper solutions and coverage.

Brandt Davis is an independent insurance agency that has been serving clients in Louisville since 2013. It assists clients in selecting the home insurance policy that suits their needs by educating them about various coverage options and local risks that need proper coverage. Being independent allows the agency to offer multiple insurance products from a variety of insurance providers. It also offers a family-based service based on the belief that insurance is more on protecting clients and their families than protecting stuff.

Founded in 2014, Family Select Insurance is an insurance agency serving customers in Louisville and the surrounding communities. It helps clients obtain a homeowners' insurance policy to prevent financial loss in case their homes get damaged by fire, pipe leaks, or burglary. It also provides other personal and business insurance products such as auto, individual life, renters', general liability, commercial property, and Medicare Supplement insurance. Some of Family Select Insurance's carriers include Travelers, Progressive, MetLife, and Safeco Insurance.

Dick Watts Insurance is a family-owned company that caters to clients in Louisville. Its selection of insurance products ranges from homeowners' insurance to business property insurance. Its insurance professionals can also review a client's current insurance coverage and provide them with a quote of other available policies in the market. Mike Watts, one of the company's insurance agents, has over 20 years of industry experience. Before working for Dick Watts Insurance, he served as a claims adjuster in another insurance company.

Bluegrass Insurance Advisors, LLC, offers homeowners' insurance for residents of Louisville. It covers losses and damages caused by theft, accidents, and natural calamities. The company also offers a variety of other insurance plans for properties, including condominium, landlord, and renters' insurance. Life, car, motorcycle, workers' compensation, disability, and Medicare Supplement insurance plans are also offered by the agency. The company's mission is to help people protect their assets and their families' financial future through its insurance solutions.