Expertise.com

Best Homeowners Insurance Agencies in Portland

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Last updated: August 23, 2023

Visit WebsiteWebsite

Visit WebsiteWebsite
1500 NW Bethany Blvd Ste 295, Beaverton, OR 97006
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Atkinson Insurance Group serves clients within the Portland, Oregon, metro area, helping them with home insurance policies that protect the structure of their home, their belongings, and themselves from liability if guests are hurt on the premises. Its agents also assist with flood and earthquake insurance, encouraging clients to purchase this coverage if they live in an applicable region, because it comes separately from standard auto insurance packages. Clients in rental agreements can take out renters insurance to protect their belongings in cases of theft or destruction. Atkinson Insurance Group also offers auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (240)
Facebook
5.0 / 5 (82)
Yelp
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
39373 Proctor Blvd, Sandy, OR 97055
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Premier NW Insurance is a local family-owned insurance agency serving residential clients in metro Portland since 1972. The company offers comprehensive homeowners insurance policies to cover losses resulting from issues such as fire, wind, and theft for a wide variety of residence types, including primary and vacation homes, rentals, condos, and floating homes. Many additional coverage options for homes are available for earthquakes, fine jewelry, and collectibles. The agency also sells auto, business, and farm insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
650 Northeast Holladay Street, Portland, OR 97232
  • Renter's Insurance

Business Description

Bridge City Insurance is a locally-owned insurance agency that provides homeowners' insurance policies to clients in Portland. The agency's team of professionals offers tailored insurance policies where clients can add more coverage options, such as coverage for earthquakes or electronics, to the policies that they purchase. Bridge City Insurance agent-principal Lyle A. Watkins has over nine years of experience in the insurance industry. The agency also has policies available for rental properties, apartment buildings, and condo owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (32)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
7813 NE 13th Ave, Vancouver, WA 98665
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Altech Insurance Agency is a family-owned and operated firm that has delivered insurance and risk management solutions in Southwest Washington and Northwest Oregon since 1999. Founded by Neil and Janet Worland, the agency's offices are in Vancouver, Washington. The firm strives to deliver a broad range of flexible, comprehensive insurance plans to homeowners at competitive prices. It works with a list of reputable insurance carriers in the region, and advocates for clients to help them achieve satisfactory resolutions when they file claims. Altech Insurance Agency also assists clients with auto, life, business, and other personal insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

Visit WebsiteWebsite
5845 SE 82nd Avenue, Portland, OR 97266-4817
  • Homeowners

Business Description

WelPland Insurance serves clients residing in Portland and nearby regions. The company provides home insurance policies for clients who are looking to protect their largest investment. Specialty insurance policies covering boats, RVs, and motorcycles are also available for clients who want to secure their other assets. Its agents also assist clients in navigating the process of getting car insurance, regardless of whether they have bad credit, no credit, or a suspended license. WelPland Insurance was established by Ethel and John MacLean in 1956.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 100152262

Oregon Division of Financial Regulation

Visit WebsiteWebsite
5727 S Macadam Ave, Portland, OR 97239
  • Personal Property Insurance

Business Description

JD Fulwiler & Company Insurance is a family-owned business that attends to the risk management needs of Portland. Backed by over 30 years of insurance industry experience, it assists residents in securing homeowners' insurance protection plans. Its insurance professionals assess insurance coverage needs and customize insurance policies for different types of homes, including condos, mobile homes, and apartments. The company is active in building the community and organized the Chip In For Children Charity Golf Tournament in 2012.

License Verified:

License: 100152262

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (117)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
2545 SW Spring Garden St Ste 210, Portland, OR 97219
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Caerus Insurance is an agency that serves the Portland, Oregon, metropolitan area as a home insurance provider. With over 15 years of experience, the company offers home insurance that includes coverage of damage or destruction by fire, vandalism, smoke, explosions, burst pipes, burglary, and even normal wear and tear. The company provides a comprehensive array of insurance products for both home and business, including general and professional liability, rental insurance, auto and motorcycle insurance, and other insurance products. All Caerus Insurance staff are licensed insurance agents that can offer claims advice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 109212

Oregon Division of Financial Regulation

Visit WebsiteWebsite
5847 NE Halsey St, Portland, OR 97213
  • Renter's Insurance
  • Condos
  • Fire
  • Homeowners

Business Description

Tim Anderson Insurance is a family-owned agency that serves clients in the Portland area. It offers comprehensive homeowners' insurance policies to help protect homes and personal properties from damages such as theft, fire and lightning, windstorm, and falling objects. The agency also provides risk protection packages for motorcycles, autos, and businesses. It has been in service since 1993. Co-founder Tim Anderson established the Matthew Anderson David Douglas Foundation along with his wife to support and sponsor student-athletes in the community.

License Verified:

License: 109212

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Visit WebsiteWebsite

License Verified:

License: 3000411971

Oregon Division of Financial Regulation

Visit WebsiteWebsite
110 SW Bancroft Street, Suite A, Portland, OR 97239
  • Condos
  • Homeowners

Business Description

Einstein Insurance is a full-service agency that covers clients in Portland and nearby communities. Its founder, Matt Einstein, has been an insurance advisor for over 20 years. He offers different homeowners' insurance policies that cover all types of emergency situations, such as extreme weather and piping bursts. Matt examines each policy option based on the client's budget, personal concerns, and risk levels. Current and previous customers have praised him for being easy to contact and treating them as friends.

License Verified:

License: 3000411971

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 100265607

Oregon Division of Financial Regulation

Visit WebsiteWebsite
6118 SE Belmont St, Ste 408, Portland, OR 97215
  • Homeowners

Business Description

Auto Mate Insurance serves clients in the community of Portland and surrounding areas. It offers various home insurance coverage, such as homeowners', builder's risk, rental property, apartment, and condominium insurance. With access to more than 70 insurance companies throughout California, Arizona, Washington, and North Carolina, its team of brokers provides customers with multiple options as well as personalized insurance plans. Aside from business and auto insurance, the agency also handles cannabis and CBD insurance to protect cannabis confectioneries, grow operations, and dispensaries.

License Verified:

License: 100265607

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (80)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
5755 NE Glisan St # 1, Portland, OR 97213-3797
  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Cox Insurance is a locally-owned and operated independent insurance agency that has been providing homeowners' insurance policies to clients in Portland since 1955. The agency offers insurance policies that cover homes that have been damaged or destroyed. Its policies feature coverage for identity theft, sewer and water backup, equipment breakdown, and repair guarantees. Cox Insurance has a claims hotline that is available 24 hours a day. It also offers auto, RV, boat, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)
Facebook
5.0 / 5 (7)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
3737 SW 117th Ave, Beaverton, OR 97005
  • Renter's Insurance
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Located in Beaverton, Oregon, JMI Insurance sells home insurance policies to Portland area residents from its two offices in Beaverton and a third location in McMinnville. Agents with this independent insurance agency offer their industry expertise to help homeowners make smart purchasing decisions when buying a home insurance policy. Coverage is available to shield against loss to the home structure, contents, and grounds, and liability loss coverage is also available. Home insurance specialists advise and guide customers to the right type and level of insurance for their unique needs. JMI Insurance also sells auto, agriculture, and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (29)
Google
4.5 / 5 (24)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 17813629

Oregon Division of Financial Regulation

Visit WebsiteWebsite
1505 NW 19th Ave, Portland, OR 97209
  • Homeowners

Business Description

Taylor Altringe operates a State Farm insurance agency in Portland. He offers the carrier's homeowners' insurance program, which can be customized by policyholders to better address the demands of their properties and the needs of their families. Taylor, who holds insurance agent licenses in Oregon and Washington, is supported by an office of multiple line representatives that assist him in delivering State Farm's services with a local touch. The team also provides auto and RV coverage, life and health insurance, and policies for businesses.

License Verified:

License: 17813629

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (55)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 34562

Oregon Division of Financial Regulation

Visit WebsiteWebsite
6305 SE Powell Blvd, Portland, OR 97206
  • Personal Property Insurance
  • Homeowners

Business Description

Donna Tallman is a full-service insurance agent with State Farm who serves individuals, families, and businesses in Portland. She and her team have been serving the community since 1983, helping clients obtain insurance products that fit their needs. One of the products she offers is homeowners' insurance, wherein clients are provided coverage for home repairs and damages to their properties by fire, flood, theft, and vandalism. Donna also carries other insurance products such as auto, life, and health insurance.

License Verified:

License: 34562

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (19)
Yelp
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
8101 NE Parkway Dr Ste D6A, Vancouver, WA 98662
  • Multiple Policy Types

Business Description

Shawn Vorrath State Farm Insurance Agent provides homeowners insurance policies for clients in the Portland area. This agency is available to help with claims and urgent policy changes around the clock and offers assistance with shopping for and selecting State Farm insurance products. Agent Shawn Vorrath has been selling insurance for State Farm since 1998. His office is kid-friendly and dog-friendly and he offers services in English, Spanish, and German.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
1615 Northeast Broadway, Portland, OR 97232
  • Condos
  • Renter's Insurance

Business Description

Timmco Insurance has been providing Portland-area clients insurance products since 1970. The independent insurance agency shops for homeowners' insurance policies that offer comprehensive coverages depending on clients' needs. Policies from several insurance carriers are surveyed to determine which among them grants clients the most value. The company's agents then customize protection plans that safeguard residential properties and make it easy for clients to file claims. Timmco Insurance also delivers renters' insurance, condo insurance, personal umbrella policies, auto insurance, life insurance, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (13)
Yelp
5.0 / 5 (8)
Facebook
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 100151278

Oregon Division of Financial Regulation

Visit WebsiteWebsite
7831 SE Stark St, Portland, OR 97215
  • Personal Property Insurance

Business Description

Chamberlain Insurance Agency is a Portland-based company that offers homeowners' insurance to incoming and longtime residents. An independent agency, it compares quotes and annual rates among multiple carriers, including national companies like Allstate, Progressive, and Liberty Mutual. The agency's staff then processes all claims online and customizes policies to include jewelry and firearm coverage. Chamberlain Insurance Agency also sends auto insurance IDs and certifications of insurance to both first-time and seasoned policyholders.

License Verified:

License: 100151278

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (195)
Yelp
4.0 / 5 (5)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
14150 SE Stark St, Portland, OR 97233
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

PRL Insurance is a Portland, Oregan-based insurance agency assisting clients throughout the entire metro area with homeowners insurance policies. Its agents help clients to define their insurance needs and find rates within their budget in order to help them reach a policy agreement with a chosen insurance provider. This company insures both single family homes and condominiums and offers services for renters insurance policies which involving tenants seeking to insure personal property. Auto and life insurance services are also available, as is business insurance for clients who wish to insure income producing properties or commercial vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (43)
Yelp
5.0 / 5 (32)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
1521 SW Salmon St, Portland, OR 97205
  • Renter's Insurance
  • Condos

Business Description

Founded in 1950, Elliott, Powell, Baden & Baker Insurance Inc. is an independent Home Insurance agency in Portland. It offers an array of services that includes arranging life insurance for personal clients and designing employee benefits plans for businesses. Its agents can assist in various ways, such as ensuring the correct level of coverage and reviewing policies annually to check that the client is getting the best deal. The agency supports various local charities, including Portland Homeless Family Solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.3 / 5 (13)
Yelp
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

Visit WebsiteWebsite
5335 Meadows Rd Ste 255, Lake Oswego, OR 97035
  • Personal Property Insurance

Business Description

WSC is an Assured Partners company that provides a variety of insurance and financial products to residents of the Portland, Oregon area. Its home insurance policies include protection for structures on the property, as well as personal belongings, personal liability, and additional living expenses that are incurred as the result of a covered disaster. The company has multiple options available to help homeowners expand their policies and increase coverage limits. In addition to home insurance, WSC offers life, auto, and collector car insurance policies, as well as employee benefits and commercial policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.