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Best Homeowners Insurance Agencies in Memphis

2023

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Last updated: August 23, 2023

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License Verified:

License: 2331

Tennessee Department of Commerce & Insurance

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6187 Stage Road, Memphis, TN 38134
  • Homeowners

Business Description

Lofton Wells Insurance offers clients in Memphis a range of insurance products in both personal and commercial lines. Its personal line of insurance includes protection and coverages for homeowners. This policy can cover the dwelling, personal belongings, liability, and living expenses of the policyholders. Clients may opt to get additional protection, such as flood insurance and personal umbrella insurance, which may not be included in the standard homeowners' policy. Lofton Wells Insurance, founded in 1982, provides insurance coverage across 13 states.

License Verified:

License: 2331

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 955471

Tennessee Department of Commerce & Insurance

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8295 Tournament Drive #150, Memphis, TN 38125
  • Multiple Policy Types

Business Description

P3 Insurance Solutions caters to clients in and around Memphis. The firm offers a variety of insurance products, including renters' policy which covers the cost of repairing damaged items inside rented properties or replacing policyholders' lost possessions in the event of unfortunate incidents. In addition, renters' insurance protects individuals from unexpected responsibilities or liability. Clients can also obtain policies for their homes or condos. P3 Insurance Solutions has been in the industry for more than a decade.

License Verified:

License: 955471

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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7716 Poplar Pike Ste 1, Germantown, TN 38138
  • Multiple Carriers
  • Homeowners

Business Description

Linder Insurance Agency is an independent insurance agency located in Germantown, Tennessee, and serving the residents in and around Memphis, Tennessee. The company provides comprehensive and customized home insurance policies by researching rates and coverage from several top insurance companies to find the best coverage and rates for their clients. It offers policies for different property sizes including single-family homes, apartments, condos, and rental units. Linder Insurance Agency also provides auto, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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3546 Hickory Hill Rd., Memphis, TN 38115

Business Description

Larry E. Crum & Associates, LLC is a nationally recognized, award-winning Nationwide Insurance agency in Memphis, TN that has been serving the mid-south for over fifty years. The agency offers comprehensive alternatives and solutions for all of their clients’ auto, home, business, life, and health insurance needs through carriers such as Nationwide, Chubb, Travelers, State Auto, and Progressive. Founder Larry E. Crum has been a Nationwide Insurance agent since 1968, and his agency is one of the top Nationwide agencies in the country and offers services in English, Spanish, and Vietnamese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2489196

Tennessee Department of Commerce & Insurance

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7540 North St, Germantown, TN 38138
  • Renter's Insurance
  • Condos

Business Description

Based in Germantown, Kaizen Insurance is an independent insurance agency that serves clients throughout Memphis and its surrounding communities. This insurance brokerage provides various types of insurance plans, including homeowners' insurance policies. It represents more than 50 insurance carriers in the market to help clients find the right level of coverage for their needs. Additionally, the agency carries flood insurance, automobile insurance, life insurance, and business insurance products. It also serves individuals and businesses throughout Mississippi.

License Verified:

License: 2489196

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (1)
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License Verified:

License: 2275470

Tennessee Department of Commerce & Insurance

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8385 Us Highway 64 Suite 108, Memphis, TN 38133
  • Homeowners

Business Description

Colin Vickrey is a State Farm agency owner and insurance agent based in Memphis. He writes various types of policies, including homeowners' insurance, which may include protection for pets and reimburse losses in cases of vandalism, theft, and fire. His other products include renters', auto, life, and health insurance. Vickrey started as a sales representative for State Farm in 2014. The Memphis native gives back to the community by teaching middle school students through the Grizzlies Foundation Team Mentor program.

License Verified:

License: 2275470

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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930 W Poplar Ave Ste 6, Collierville, TN 38017
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

The Palacio Miller Agency helps customers in the Memphis, Tennessee, metro area with home insurance policies, providing policy packages for personal injury, property damage, and liability coverage. Its agents assess each clients needs and help them explore rates from affiliated underwriters, structure policies based on required coverage, and reach an agreement based on affordability and personal history. This agency also offers auto, life, and commercial insurance, often bundling these together for clients seeking umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.4 / 5 (7)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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5705 Mount Moriah Rd., Memphis, TN 38115
  • Multiple Carriers

Business Description

Sanders Insurance Agency is an independent agency that has been providing insurance products to clients in the Memphis metro since 2012. It guides individuals and families in finding the best homeowners' insurance. It works with them in ensuring they are covered when unwanted losses occur at home. Its agents also offer other insurance options, such as fire, automobile, and professional liability insurance. One of the agents is Velvet Sanders, who has been in the insurance industry since 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 1028725

Tennessee Department Of Commerce & Insurance

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2715 Kirby Road, Memphis, TN 38119
  • Homeowners

Business Description

Kimberly Taylor is a State Farm Insurance agent in Memphis who is committed to providing a personalized insurance experience to her clients. She has been in the industry for 14 years and works with a Spanish representative to help in serving Hispanic clients. Kimberly qualified for State Farm Ambassador Club as well as Honor Club. Among the wide range of insurance products she offers are car insurance, renters insurance, life insurance, home insurance, all-terrain vehicle insurance, and business insurance.

License Verified:

License: 1028725

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

Tennessee Department Of Commerce & Insurance

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269 Germantown Bend Cove, Cordova, TN 38018
  • Homeowners

Business Description

Thompson Insurance is an independent agency servicing the Memphis community since 1992. Owner Wendell Thompson previously served as the chief financial officer of the United American Bank before starting his insurance career. The agency provides a wide range of homeowners' insurance coverage options to protect clients from covered losses. Additionally, it partners with local mortgage companies and real estate agents to assist homebuyers in their insurance needs. Its team also offers commercial insurance for landlords as well as personal auto and umbrella insurance policies.

License Verified:

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2048445

Tennessee Department of Commerce & Insurance

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3181 Poplar Ave Ste 318, Memphis, TN 38111-3501
  • Multiple Policy Types
  • Homeowners

Business Description

Horizon Insurance Group provides a variety of insurance products to clients from Memphis. The company offers homeowners' insurance to protect a residential property from losses or damages that may occur in the future. Clients can choose from a wide range of coverage options, such as dwelling and personal liability. Horizon Insurance Group also offers insurance products for businesses and cars. Some of the insurance companies represented by the firm include Erie Insurance and The Hartford.

License Verified:

License: 2048445

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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4515 Poplar Ave Ste 322, Memphis, TN 38117
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Sneed, Robinson & Gerber Inc. is a Trusted Choice insurance agency that sells home insurance throughout the Memphis, Tennessee, metro area. Established in 1957, the agency offers homeowners protection against damage or destruction of structures on their property, with specific policies for owners of mobile homes, condos, rental properties, vacant properties, farms, and ranches. Sneed, Robinson & Gerber provides a variety of other insurance and financial products through multiple carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 805363

Tennessee Department of Commerce & Insurance

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2550 Poplar Avenue, Memphis, TN 38112
  • Homeowners

Business Description

Auto Save Insurance Agency is a third-generation locally owned company that serves clients in the Memphis area. It offers homeowners' insurance products to financially protect clients against disasters, vandalism, thefts, or accidents. The insurance also covers clients' legal responsibility or liability in case guests obtain injuries inside the premises. The agency also provides different insurance products covering commercial and personal cars, motorcycles, and boats. Auto Save Insurance Agency represents National General Insurance, Progressive, and Trexis Insurance.

License Verified:

License: 805363

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 35

Tennessee Department of Commerce & Insurance

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2951 Elmore Park St., Bartlett, TN 38184
  • Multiple Policy Types
  • Homeowners

Business Description

Kellon Insurance Agency Inc. is a local insurance company offering personal and business lines to clients in Memphis. The firm delivers homeowners' insurance policies depending on the needs of its clients. The independent insurance agency represents multiple carriers that can provide different coverage options such as dwelling, personal property, liability protection, loss of use, and additional expenses. Led by agency founder and insurance specialist James Kellon, the team has insured over 3,500 individuals and businesses since 1962.

License Verified:

License: 35

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2293533

Tennessee Department of Commerce & Insurance

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811 Timber Creek Drive, Cordova, TN 38018
  • Homeowners

Business Description

Katie Lamb is a second-generation State Farm insurance agent and long-time resident of the metro she serves, Memphis. She and her team focus on providing homeowners', renters', auto, life, and commercial/business insurance. Their homeowners' insurance policy protects residents and covers losses and damages to their houses and assets. They also offer their services to clients who are relocating to the Cordova area. Clients commend Katie and her staff for being personable and dependable in providing the type of insurance they need.

License Verified:

License: 2293533

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 757633

Tennessee Department of Commerce & Insurance

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848 South Cooper Street, Memphis, TN 38104
  • Homeowners

Business Description

Steve Womack is a State Farm insurance agent based in Memphis. Included in the products he offers is homeowners' insurance, which covers personal property such as furniture, clothing, appliances, and collectibles. It also reimburses losses for damage resulting from HVAC tears and plumbing system mishaps. Womack has been a State Farm agent since 2005, he is also equipped with Retirement Income Accredited Professional training and education, allowing him to provide retirement planning services for senior clients.

License Verified:

License: 757633

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (216)
Facebook
4.6 / 5 (33)
Yelp
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 3198425

Tennessee Department Of Commerce & Insurance

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5118 Park Avenue, Memphis, TN 38117
  • Earthquake
  • Flood
  • Homeowners

Business Description

Established in 1966, Smith-Berclair Insurance is a full-service provider offering homeowners insurance in the Memphis metro. It helps clients take care of their property through its packages that include coverage for the physical structure of their home, personal possessions, and liabilities, as well as financial protection for replacement costs and additional living expenses incurred during a natural disaster. The company's insurance professionals provide coverage evaluation to assist clients in deciding the best policy suited for them and their needs.

License Verified:

License: 3198425

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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5986 Knight Arnold Road Ext, Memphis, TN 38115
  • Renter's Insurance
  • Flood
  • Personal Property Insurance
  • Homeowners

Business Description

C R Everhart Insurance Agency Inc. is a family-owned provider of independent insurance advice based in Memphis, Tennessee. It finds the home insurance policies that offer the coverage its clients need at the price they expect and helps them understand the details. The agency represents insurance carriers like MetLife and Travelers to give homeowners protection if their homes are damaged or burgled, broken items need replacing, or if someone makes a claim against them for injury on the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.