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Best Health Insurance Agencies in Memphis

2023

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Last updated: August 23, 2023

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License Verified:

License: 3674

Tennessee Department of Commerce & Insurance

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4216 Millbranch Road, Memphis, TN 38116
  • Individual Plans
  • Life Insurance

Business Description

Pete Mitchell & Associates, Inc. is an independent insurance agency serving the Memphis community for over 40 years. It helps clients find the right health insurance coverage at affordable premiums. The company covers four major health insurance policies, namely POS, PPO, HMO, and EPO. Its agents also handle other insurance lines, including life insurance, home insurance, auto insurance, and liability. The company's founder, Pete Mitchell, is a three-time Black Business Association Benny Award Winner for outstanding professional service.

License Verified:

License: 3674

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2513

Tennessee Department of Commerce & Insurance

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4735 Spottswood Avenue, Memphis, TN 38117
  • Life Insurance
  • Individual Plans
  • Group Plans

Business Description

Insurance Consulting Group, Inc., is a health insurance firm that serves clients in Memphis and nearby areas. The company offers a wide range of health insurance products, such as group medical insurance, as well as employer health, vision, and dental plans. The privately held firm has been providing its services to the community since 1986. Moreover, its founder, Steve Rodgers, is an insurance professional who has been working in the industry for more than 35 years.

License Verified:

License: 2513

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
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License Verified:

License: 2002507

Tennessee Department of Commerce & Insurance

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2670 Union Avenue, Memphis, TN 38112
  • Individual Plans
  • Life Insurance

Business Description

Lipscomb & Pitts Insurance is an independent insurance brokerage in Memphis that has been offering personal and business insurance solutions to clients in the metro since 1954. It works with dozens of insurance providers in the region and offers diverse quotes for health insurance plans. Some of its health plans include individual health coverage, chronic illness coverage, critical illness coverage, long-term care coverage, and disability insurance policies. It also provides specialized insurance products for businesses in the trucking industry.

License Verified:

License: 2002507

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 2033794

Tennessee Department of Commerce & Insurance

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3264 West Sarazens Circle, Memphis, TN 38125
  • Individual Plans
  • Group Plans

Business Description

Shane Lackey is a Memphis-based insurance agent who works for USHealth Advisors, a company under UnitedHealthcare. He provides standard and tailor-made insurance plans for individuals, families, and commercial organizations. He explains different benefits such as 24/7 coverage, portable coverage, and health screenings. He also provides coverage for those facing critical or terminal illnesses. Shane can add dental coverage with specialized services like orthodontics and preventative care. He also offers vision coverage with annual frame allowance and comprehensive eye exams.

License Verified:

License: 2033794

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (16)
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2237987

Tennessee Department of Commerce & Insurance

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5165 Poplar Avenue, Memphis, TN 38117
  • Group Plans
  • Life Insurance

Business Description

Larry E. Crum & Associates is an insurance agency founded in 1968 by Larry E. Crum, Sr., who has been in the field since 1967. The primary products of the company include life, group health, auto, homeowners', and business insurance. It also offers specialized products like farm, earthquake and flood, and workplace violence insurance. Starting from an office in Memphis, the agency grew through the years and is now offering its services to nine locations in the states of Tennessee, Arkansas, Mississippi, and Missouri.

License Verified:

License: 2237987

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2319458

Tennessee Department of Commerce & Insurance

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2657 Appling Road Ste 101, Memphis, TN 38133
  • Life Insurance

Business Description

Heath Johnson is an insurance agent who offers health insurance for individuals and businesses in Memphis and its surrounding areas. He has been a State Farm agent for over 28 years. He offers different health insurance policies such as supplemental health, individual medical, and medicare supplement. Aside from health insurance, he also provides policies for businesses like commercial auto, workers' compensation, and business owners' policy. Heath focuses on establishing a personal relationship with his clients to understand their needs better.

License Verified:

License: 2319458

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 628278

Tennessee Department of Commerce & Insurance

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5118 Park Avenue, Memphis, TN 38117
  • Life Insurance

Business Description

Memphis’ Smith-Berclair Insurance—an independent insurance agency—serves the insurance needs of residents and businesses in the area. It carries packages like health and life insurance plans as well as home, auto, and yacht insurance. It first opened its doors to clients in 1966 when Cecil Smith decided to venture out on his own. His sons, Brad and Stan Smith, and son-in-law Herb Davis carried on the family business. It later acquired the Berclair Agency—which has served Memphis since 1923.

License Verified:

License: 628278

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 2471253

Tennessee Department of Commerce & Insurance

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7716 Poplar Pike, Germantown, TN 38138
  • Individual Plans
  • Life Insurance

Business Description

Linder Insurance Agency, LLC, is an independently owned and locally operated agency that delivers a wide range of insurance products and solutions to individuals and business owners residing in Memphis. These include various types of health coverage, including EPO, HMO, POS, and PPO. In addition, the company provides insurance coverage for life, businesses, properties, vehicles, and renters. It also offers retirement plans. Some of its insurance carriers are Safeco Insurance, Erie Insurance, Grange Insurance, and Progressive.

License Verified:

License: 2471253

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 722398

Tennessee Department of Commerce & Insurance

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606 South Mendenhall Road, Memphis, TN 38117
  • Group Plans

Business Description

Collier is an insurance agency that has been providing insurance services to individuals, families, and businesses in the Memphis area since 1911. The fourth-generation brokerage offers a wide array of risk management solutions, including group health, disability, and life insurance policies. Additionally, Collier provides extensive commercial coverage, such as inland marine coverage and technology, vineyard and winery insurance, and personal insurance policies. Clients can access the company's website for its client portal and online resources.

License Verified:

License: 722398

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 2077347

Tennessee Department of Commerce & Insurance

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4899 Summer Avenue, Memphis, TN 38122
  • Individual Plans

Business Description

Medicare Insurance Advisors is a company that specializes in Medicare and dental insurance services. The local and independent insurance firm has locations in Memphis and the Tri-Cities. It partners with many carriers, and its team of advisors strives to help clients make informed decisions by educating them about the different Medicare options. Medicare Insurance Advisors was founded in 2012 as a community resource for seniors. It focuses on education and long-term support.

License Verified:

License: 2077347

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 2179034

Tennessee Department of Commerce & Insurance

Visit WebsiteWebsite
4515 Poplar Avenue, Memphis, TN 38117
  • Life Insurance

Business Description

Sneed Insurance is a health insurance agency serving clients from Memphis and nearby areas. The firm provides various health insurance products designed for employees, such as group health, group disability, dental, and vision plans. Founded by Thomas Robinson and George Sneed, the company has been providing its services to the community since 1957. It is currently led by Tommy Sneed Jr., who believes in providing clients customized insurance solutions and building long-term relationships with them.

License Verified:

License: 2179034

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.