Expertise.com

Best Health Insurance Agencies in Charlotte

2023

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Last updated: August 23, 2023

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License Verified:

License: 1000346527

North Carolina Department of Insurance

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13925 Ballantyne Corporate Place, Charlotte, NC 28277
  • Life Insurance
  • Medicare
  • Home and Auto Insurance

Business Description

The Jordan Insurance Agency is a locally owned independent agency that has been serving Charlotte and the surrounding areas for more than 15 years. It offers various health insurance products that cover common medical expenses like hospitalization and surgery, prescription drugs, dental and vision plans, and short-term and long-term disability. Additionally, it also offers other solutions like auto, life, and business insurance. Billy Jordan started the company to help people avoid the same frustration and difficulty he experienced when his mother suffered from an illness.

License Verified:

License: 1000346527

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 1000591007

North Carolina Department of Insurance

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615 South College Street, Charlotte, NC 28202
  • Group Plans

Business Description

Thrive Benefits is a benefits consulting firm headquartered in Charlotte. It provides services for clients in the states of North and South Carolina and specializes in working with paternalistic employers. It helps companies implement strategies for their company's health care plans and other management systems. Thrives Benefits was founded by Rachel Miner. Having experienced difficulties with the health care system during her son's illness, she built a company aiming to improve the experience, specifically for regular employees.

License Verified:

License: 1000591007

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1000012803

North Carolina Department of Insurance

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8316 Medical Plaza Drive, Charlotte, NC 28262
  • Life Insurance

Business Description

Parks Insurance Group offers health insurance options to individuals and businesses in the Charlotte area. The professionals in this company aim to provide its clients with an insurance plan tailored to their needs. They offer various employee benefits, such as health, disability, vision, dental, and group life insurance. Parks Insurance Group is also licensed in multiple states, including Georgia, Virginia, Texas, Minnesota, and North Dakota. Moreover, it works with various insurance carriers, such as Nationwide, Travelers, Chubb, CNA, and Liberty Mutual.

License Verified:

License: 1000012803

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (48)
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 1000012126

North Carolina Department of Insurance

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6401 Carmel Road, Charlotte, NC 28226
  • Life Insurance

Business Description

North Carolina Business Insurance Agency is an independent insurance agency that provides insurance services to residents and businesses in Charlotte, Queen City, and surrounding communities. For 16 years, it has carried health insurance plans like disability, dental, and voluntary products through employee health benefits. The company also provides personal insurance products like life, auto, and flood insurance plans. Michael Goodman established the agency in 2005. It is also licensed to operate in Georgia, South Carolina, Tennessee, Virginia, and Washington D.C.

License Verified:

License: 1000012126

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

License Verified:

License: 1000011805

North Carolina Department of Insurance

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1523 Elizabeth Avenue, Charlotte, NC 28204
  • Life Insurance
  • Individual Plans

Business Description

Main Street Insurance Group is an independent insurance agency serving Charlotte and the surrounding areas. It has provided health insurance services for individuals and businesses for over 120 years. In addition to health insurance, it specializes in home, auto, and valuable possessions insurance. It also provides policies to businesses, agriculture, and other industries. The company has partnered with different carriers, such as American Collectors Insurance, and AmTrust Financial, to provide solutions that best fit the clients' needs.

License Verified:

License: 1000011805

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (36)
Google
4.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

License Verified:

License: 1000019606

North Carolina Department of Insurance

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2137 Chatham Avenue, Charlotte, NC 28205
  • Individual Plans

Business Description

Southeast Insurance Solutions, Inc., is a Charlotte-based independent health insurance agency. Owned by Kent Kingsley, the agency represents major health carriers and offers an array of products, such as individual, child, and group health, maternity, and disability insurance. It also provides assistance with inclusive health, which provides coverage to eligible community members who do not have access to an employer-sponsored health plan or have been denied individual coverage. The consultants at Southeast Insurance Solutions educate clients to help them make informed decisions.

License Verified:

License: 1000019606

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Visit WebsiteWebsite

License Verified:

License: 1000012633

North Carolina Department of Insurance

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2210 Crownpoint Executive Drive, Charlotte, NC 28227
  • Individual Plans
  • Life Insurance

Business Description

O.H. Walker Insurance Agency is a family-owned and independent business that has been providing insurance solutions to individuals, families, and businesses in Charlotte and the surrounding areas since 1962. It offers Medicare Supplement plans to cover gaps in the clients' Medicare insurance policies. It also carries group health, dental, vision, long-term care, and disability insurance programs. In addition, the agency provides individual life, final expense, mortgage protection, general liability, workers' compensation, and commercial auto insurance plans.

License Verified:

License: 1000012633

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 7097385

North Carolina Department of Insurance

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4350 Congress Street, Charlotte, NC 28209
  • Individual Plans
  • Group Plans

Business Description

Health Plans of NC is an independent agency established in 2005. The business offers health insurance solutions exclusively from Blue Cross Blue Shield of North Carolina. It has more than 20 authorized insurance agents that can help clients in Charlotte and nearby areas choose a health policy for their needs. Clients will not have trouble searching for participating healthcare providers because the firm can give you access to a large statewide network of more than 1,600 physicians.

License Verified:

License: 7097385

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (571)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 8464927

North Carolina Department of Insurance

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106 West Arrowood Road, Charlotte, NC 28217
  • Life Insurance
  • Individual Plans

Business Description

Pegram Superior Insurance is a health insurance provider that serves clients in Charlotte. It is an independent insurance agency that represents multiple insurance carriers. It offers health insurance plans, including HMO plans, major medical plans, surgical policies, dread disease policies, and hospital indemnity plans. It also provides group health insurance which carries preferred provider organization plans and health savings accounts. Pegram Superior Insurance represents National General Insurance, Progressive, and BlueCross BlueShield of North Carolina.

License Verified:

License: 8464927

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.