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Best Health Insurance Agencies in San Diego

2023

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Last updated: August 23, 2023

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13520 Evening Creek Drive North, San Diego, CA 92128
  • Individual Plans

Business Description

Bridlewood is an insurance agency operating in San Diego that specializes in Medicare products and services. Its offerings include Medicare Supplement plans, Medicare Advantage plans, and Prescription Drug plans. The agents from this company accommodate individuals aged 65 looking to enroll in Medicare or seeking to review the Medicare products they are enrolled in. They also provide in-home care guidance. Bridlewood is a consistent recipient of the Best Insurance Provider award given by San Diego's Best from 2015 to 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (101)
Facebook
4.9 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 0H42357

California Department of Insurance

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2221 Camino del Rio South, San Diego, CA 92108
  • Individual Plans

Business Description

Bluewave Insurance Services is an independent insurance agency in San Diego that delivers health insurance plans for individuals. The agency strives to provide custom-tailored Medicare supplement plans by partnering with more than 30 Medicare supplement insurance companies. The business has Medigap plans that are designed to cover out-of-pocket medical costs not included in original Medicare. In addition, Bluewave Insurance Services offers a unique Rate Lookout program for clients that help monitors Medicare supplement rates.

License Verified:

License: 0H42357

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0501471

California Department of Insurance

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2333 Camino del Rio South, San Diego, CA 92108
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

JS Downey Insurance Service is a team of insurance brokers that have been catering to residents of San Diego since 1924. Its assists families and businesses with healthcare insurance solutions, including dental, vision, and disability. Seniors and pre-retirees are given assistance with Medicare Advantage and Medicare Supplement plans. In addition, its team offers term and whole life insurance. They also support businesses by providing general liability and workers' compensation insurance. The agency also writes policies for pets.

License Verified:

License: 0501471

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0577483

California Department of Insurance

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5665 Oberlin Drive, San Diego, CA 92101
  • Individual Plans

Business Description

An independent brokerage, Daniels Insurance Agency delivers an array of health-related coverage plans to its clients in San Diego. It offers policy options such as Medicare Advantage plans, Medicare Supplement insurance or Medigap, and Part D prescription drug plans. The company’s agents also give explanations regarding its clientele’s possible choices. Moreover, customers can inquire about various matters, like how Medicare works or even the differences between the various Medicare policies. Daniels Insurance Agency also provides assistance with Medicare enrollment.

License Verified:

License: 0577483

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
3.0 / 5 (11)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 0K63533

California Department of Insurance

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302 Washington Street, San Diego, CA 92103
  • Individual Plans
  • Group Plans

Business Description

Regency West has provided health insurance services to businesses and individuals in San Diego and the surrounding communities for over 20 years. The company specializes in providing health insurance packages for businesses, such as non-traditional plans and traditional funded options. It also caters to families and individuals with policies that include Medicare, vision, dental, and medical coverage. Regency West was founded by Jeana Wallace, who started her career in the health insurance industry in 1996.

License Verified:

License: 0K63533

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0438754

California Department of Insurance

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4420 Hotel Circle Court, San Diego, CA 92108
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Beacon Insurance Services, Inc., is an independently owned and operated insurance agency that caters to clients in and around San Diego. It offers individual, family, and group health insurance plans, as well as dental and vision, long-term care, and disability insurance policies. It also provides home and auto, farm, workers' compensation, and life insurance options. Other products include mutual funds and annuities. Beacon Insurance Services was founded by Solomon A. Kachok in 1971.

License Verified:

License: 0438754

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0C82012

California Department of Insurance

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4411 Mercury Street, San Diego, CA 92111
  • Life Insurance

Business Description

Since 1991, San Diego Insurance has been providing personal and business insurance solutions for clients in the area. The agency offers health, life, home, and business insurance policies. Another product that it provides is auto insurance, which includes coverage options for cars, RVs, boats, and motorcycles. Clients who plan on traveling to Mexico by car can also avail of liability coverage for their vehicle. Moreover, the company's agents work with each client to help them create a customized policy that meets their needs.

License Verified:

License: 0C82012

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
5.0 / 5 (101)
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0A98457

California Department of Insurance

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5222 Balboa Ave Suite 24, San Diego, CA 92122
  • Individual Plans

Business Description

David Cravens Insurance Services delivers a broad range of health insurance products and services to individuals and businesses in San Diego. These cover preventative health services for adults, pre-65 health care insurance, health savings accounts, Affordable Care Act, and essential health benefits. The agency also provides various types of Medicare coverage, including Medicare Supplement, Part D prescription drug plans, and Medicare Advantage plans. In addition, owner David Cravens works for La Jolla Health Insurance Plans. He has 23 years of experience in the industry.

License Verified:

License: 0A98457

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0I27736

California Department of Insurance

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13240 Evening Creek Drive South, San Diego, CA 92128
  • Individual Plans
  • Life Insurance

Business Description

Terri Yurek Insurance is an independent health insurance company that has served communities all over the San Diego area. For over 20 years, it has offered Medicare products, such as Medicare Advantage, Medicare Part D, and Medicare Supplement insurance. Additionally, it offers educational seminars to help individuals and businesses understand and select the right Medicare plan for them. Its founder, Terri Yurek, is a H.I.P certified licensed broker who credits his skills to his focus on Medicare and health insurance products.

License Verified:

License: 0I27736

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
4.8 / 5 (9)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0L47187

California Department of Insurance

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325 West Washington Street, San Diego, CA 92103
  • Individual Plans

Business Description

Healthy Marks helps clients in San Diego with the Medicare plan options available and assists them with the enrollment process. The Medicare plan options include Original Medicare, Medicare Supplement insurance, and Medicare Advantage plans. Established in 2016 by owner and CEO Keaton Marks, the company has grown from being a business health insurance brokerage to including the management of Medicare clients in 2018. The company works with insurance providers such as Blue Shield, Anthem, and Kaiser.

License Verified:

License: 0L47187

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0G66637

California Department of Insurance

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225 Broadway, San Diego, CA 92101
  • Life Insurance

Business Description

My Senior Health Plan is a company operating in San Diego. It assists clients who are turning 65 or those who are eligible for Medicare in organizing health plans. The services include education about Medicare coverage, plan comparisons, and annual plan reviews. Its team specializes in a wide range of Medicare benefits, such as advantage plans, original Medicare, VA benefits, and prescription drug plans. Additionally, retirement plans are also available for life, long-term care, travel, and simplified issue insurance.

License Verified:

License: 0G66637

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (76)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––
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License Verified:

License: 0L55870

California Department of Insurance

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1455 Frazee Road, San Diego, CA 92108
  • Individual Plans
  • Life Insurance

Business Description

Beach Break Insurance Agency offers health insurance policies for clients in San Diego and in neighboring communities. It provides quotes from multiple national and regional insurance carriers like Nationwide, Progressive, and Liberty Mutual Insurance. The agency can suggest plans based on a client's age, health conditions, desired coverages, and contract duration. It can also recommend coverages for dental, disability, and mental health protection. The agency is owned and operated by Robert Sabatowski, who has worked in insurance since 2011.

License Verified:

License: 0L55870

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0H42357

California Department of Insurance

Visit WebsiteWebsite
2221 Camino del Rio South, San Diego, CA 92108
  • Individual Plans

Business Description

San Diego Medicare Plans is an independent agency offering Medicare insurance plans to individuals and families in San Diego. It helps clients decide if they will acquire basic Medicare, Medicare Supplement, Medicare Advantage, or Medicare PDP plans. The agency works with over 80 Medicare insurance carriers, including Blue Shield of California, Health Net, and Aetna. Alex Wender, CEO and founder, believes that there is a suitable plan for everyone, and he will help match his clients with their plans.

License Verified:

License: 0H42357

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0F30763

California Department of Insurance

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10650 Treena Street, San Diego, CA 92131
  • Individual Plans
  • Life Insurance

Business Description

Serving 11 states in the US, Springbrook Insurance Agency is an independent insurance agency that offers group health insurance in San Diego. It provides exclusive provider organization, health maintenance organization, point-of-service, and preferred provider organization plans. In addition, Springbrook Insurance Agency carries life, vehicle, and property insurance policies. Business insurance is also available. The company's president, Russ Lail has been in the industry for more than 35 years and got his CIC designation in 1994.

License Verified:

License: 0F30763

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0719355

California Department of Insurance

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3034 Imperial Avenue, San Diego, CA 92102
  • Group Plans
  • Life Insurance

Business Description

Curtis Moring Insurance Agency, Inc., is an independent insurance company that has been serving San Diego for over 55 years. Its agents offer health insurance policies like fee-for-service, PPO, POS, and HMO, as well as short-term care and health savings accounts. They also help clients evaluate their needs and select plans with comprehensive coverage. The company works with various health insurance providers, such as Health Net, Philadelphia Insurance, and United Healthcare. They also handle other personal and commercial insurance lines.

License Verified:

License: 0719355

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (30)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.