Expertise.com

Best Health Insurance Agencies in Sacramento

2023

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Last updated: August 23, 2023

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License Verified:

License: 0G32201

California Department of Insurance

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2745 Crosby Way, Sacramento, CA 95815
  • Life Insurance

Business Description

Jack Novicio Insurance provides comprehensive insurance coverage to clients in Sacramento and the surrounding areas. It offers multiple packages for individual life and health insurance tailored to the needs of its customers. The company also handles insurance options for personal properties, such as automobiles, personal belongings, homes, and other personal legal liabilities. Moreover, it has insurance packages for different types of businesses. Jack Novicio Insurance also offers vehicle registration and other payroll services.

License Verified:

License: 0G32201

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 6003600

California Department of Insurance

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333 University Avenue, Suite 200, Sacramento, CA 95825
  • Life Insurance
  • Individual Plans

Business Description

American River Insurance Agency is a multi-line independent insurance agency that answers the health insurance needs of the people of Sacramento and the surrounding communities. Its agents help clients design and shop for health insurance packages that will suit their needs, preferences, and lifestyles. These protection plans provide financial support to customers in the event of sickness or injury. To narrow the communication gap with come clients, American River Insurance Agency offers services in Spanish.

License Verified:

License: 6003600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0A78040

California Department of Insurance

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7542 Twilight Drive, Sacramento, CA 95822
  • Life Insurance

Business Description

Steve Yates Independent Medigap Broker/Agent provides insurance products to customers in Sacramento and the surrounding areas. It is an independent agent that strives to address all of its customers' concerns through products sourced from different insurance carriers. Some of the carriers that the company works with include Oxford Life Insurance Company, United American, Transamerica, United Home Life Insurance Company, and Mutual of Omaha. Products available to customers include health, Medicare, and life insurance. Annuity services are also offered.

License Verified:

License: 0A78040

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Visit WebsiteWebsite

License Verified:

License: 0M18570

California Department of Insurance

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2850 Del Paso Road, Sacramento, CA 95834
  • Life Insurance

Business Description

Monique Ambers is a State Farm insurance agent providing extensive health insurance products for her Sacramento clients. She employs a customer-centric approach to deliver the most appropriate insurance package to fit her clients' current and long-term needs. Monique offers health insurance products encompassing supplemental health, Medicare Supplement, and individual medical insurance. She also assists her clients with changing their health insurance policies. Additionally, she offers comprehensive auto, home, property, business, life, and pet insurance products.

License Verified:

License: 0M18570

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (53)
Facebook
5.0 / 5 (22)
Yelp
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0451898

California Department of Insurance

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1455 Response Road, Sacramento, CA 95815
  • Individual Plans
  • Life Insurance

Business Description

Point West Insurance is a Sacramento-based, independently-owned agency offering a host of insurance products for individuals, families, and businesses. One of the insurance products offered by this locally operated agency is health insurance, with products that include consumer-directed and managed care policies. It has a strong focus on providing personalized insurance coverage using the right combination of insurance products. In addition, the agency also offers other insurance products, including auto insurance, landlord insurance, business insurance, and commercial property insurance.

License Verified:

License: 0451898

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (9)
Yelp
4.5 / 5 (7)
Facebook
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

License Verified:

License: 0H81872

California Department of Insurance

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1610 R Street, Sacramento, CA 95811
  • Life Insurance

Business Description

KSJT Insurance Services offers insurance services to the residents of Sacramento and the surrounding areas. It offers several health insurance plans, including major medical, surgical policies, dread disease policies, and hospital indemnity. The company also offers auto, home, life, and business insurance. Additionally, commercial clients can choose from several policies like business liability, commercial auto and property, cyber liability, and workers' compensation. Owner Keith Jackson caters to eight states and is a Champions Awardee and a President Conference Awardee.

License Verified:

License: 0H81872

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (18)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0J15368

California Department of Insurance

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1501 El Camino Avenue, Sacramento, CA 95815
  • Life Insurance

Business Description

Sky Insurance Brokers is an independent agency operating in Sacramento. It offers individual and group health insurance plans with its team of professionals discussing different variables like deductible options, co-insurance percentages, waiting period, and exclusions and conditions. Group dental and disability insurance are also available under group benefits. The agency's principal, Erik Sjolie, has more than 10 years of experience in the insurance and financial services industry. His background includes working at Fortune 100 companies such as Mass Mutual and New York Life.

License Verified:

License: 0J15368

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (145)
Yelp
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0633187

California Department of Insurance

Visit WebsiteWebsite
3840 Rosin Court, Sacramento, CA 95834
  • Individual Plans
  • Life Insurance

Business Description

McGee & Thielen Insurance Brokers, Inc., is a fourth-generation, locally owned, and locally operated insurance agency founded in 1920. It caters to individuals, families, non-profit organizations, and businesses in Sacramento and the surrounding communities. It offers health insurance policies, including consumer-directed, fee-for-service, and managed care plans. It also provides personal insurance programs that protect homes, condos, rental properties, boats, classic cars, and recreational vehicles. Moreover, it crafts business insurance programs such as commercial property, liability, auto, and workers' compensation insurance.

License Verified:

License: 0633187

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (10)
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.