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Best Credit Repair Companies in San Antonio

2023

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Last updated: August 23, 2023

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San Antonio, TX 78006
  • Credit Audit
  • Money Back Guarantee
  • Credit building
  • Credit Restoration
  • Credit Repair

Business Description

Credit Saint LLC helps San Antonio residents raise their credit scores by challenging errors and other damaging items in their credit histories. Operating nationwide for more than 15 years, the New Jersey-based credit repair company offers a variety of credit assistance packages. Its credit restoration experts identify unverifiable or wrong information in credit reports and teach clients how to maintain a good credit rating. Credit Saint has an A+ rating from the Better Business Bureau.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

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8323 Southwest Freeway, Suite 708, Houston, TX 77074
  • Identity Theft Recovery
  • Rental reporting
  • Corporate Services (HR)
  • Credit Monitoring
  • Credit Repair

Business Description

Credit Recovery Group responds to the financial concerns of individuals, families, and business owners in San Antonio and nearby areas. It helps clients improve and restore their credit report after it has been impacted by life's financial crises. The firm's repair programs include personalized consulting, settlement letter creation, debt validation with debt and collection companies, and unlimited disputes with the three major bureaus. Credit Recovery Group is a member of the National Association of Credit Services Organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (17)
Facebook
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

FEATURED

San Antonio, TX
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (3085)

Price: Free Credit Report Consultation

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8746 Wurzbach Road, Suite 207, San Antonio, TX 78240

Business Description

National Best Credit Solutions is a professional credit repair company that caters to clients in San Antonio and its nearby areas. It specializes in personalized dispute services, credit consultation services, and creates customized dispute letters submitted on the client's behalf. The company's professional case analyst helps its clients understand several factors affecting their credit standing. National Best Credit Solutions aims to create tradelines for each client presenting them with long-term goals in establishing their credit history. It offers consultation services regarding credit concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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910 Southeast Military Drive, San Antonio, TX 78214

Business Description

San Antonio-based 210 Financial Group provides credit repair support to clients that seek to remove negative accounts, collections, repossessions, and medical bills. The firm focuses on improving credit scores that will allow clients to benefit from lower interest rates, faster loan approval, and higher credit limits. 210 Financial Group guides clients through the credit improvement process from private assessments to documentation and analysis. Beyond credit repair, 210 Financial Group also offers credit monitoring support and related financial products. The firm has been recognized as a U.S. military preferred partner for credit repair services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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17806 W Interstate 10 Ste 300, San Antonio, TX 78257

Business Description

Paramount Credit Services is a credit repair agency that's been serving the San Antonio area since 2008. It helps clients to attain optimum credit health and achieve their homeownership dreams. The experts on staff handle credit report dispute resolution by submitting challenge letters to the credit reporting agencies. They employ debt validation demand tactics from creditors and collecting agencies to help clients achieve a debt-free status. The company provides a credit guidance program whereby credit counselors offer step-by-step information and advice on rebuilding credit and raising scores without repair services. Paramount Credit Services links clients with mortgage bankers, realtors, and lenders who offer loan assistance and mortgage solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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21807 Seminole Oaks, San Antonio, TX 78261

Business Description

James Warren Group Inc. is a family-owned credit repair company that offers its services to locals of San Antonio as well as its surrounding communities. The company's credit restoration process involves analyzing and reviewing its client's current financial situation and determining which items are causing negative impacts on their scores. Additionally, they challenge credit bureaus and creditors to have any unverifiable information corrected or removed. It further assists clients in maintaining their improved credit standing through financial education, monitoring and coaching.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (24)
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4203 Gardendale, San Antonio, TX 78229

Business Description

Credit Restoration - Texas is a San Antonio-based credit repair company that has been in the industry for more than a decade. The credit repair specialists of this company help remove unverifiable and inaccurate items in payment history. They also assist in improving credit through credit monitoring and credit line building. The company has a program for business owners called "The Credit Business Suite." Services include commercial credit funding and business credit coaching. Owner and president, Robby Allen, has helped improve the credit scores of over 5,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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1100 NW Loop 410 Suite 100, San Antonio, TX 78213

Business Description

Founded in 2011, Texas Custom Credit Repair is a credit repair company in San Antonio. Its credit specialists mitigate the effects of bad credit and debt by challenging errors in reports and managing credit. They remove inaccurate repossessions, charge-offs, late payments, judgments, and tax liens that reporting agencies list in credit files. The firm additionally helps with issues involving student loans, merged accounts, medical bills, and old addresses. It provides credit advice to people with zero scores to help them improve trustworthiness, and the staff links clients with realtors to assist them in achieving their homeownership dreams. Texas Custom Credit Repair also provides credit consultation services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (24)
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333 Valley Hi Drive, San Antonio, TX 78227

Business Description

CTR Credit Repair is a San Antonio-based firm that helps clients achieve financial stability by improving their credit scores. Its credit repair services focus on meeting qualifications for home and car ownership as well as other financial goals. The company guides clients through the credit improvement process, from evaluation to report assessment. Other services under CTR Credit Repair's portfolio include tax management, notary public, and financial education. The firm is owned by Mamie Aviles, who has over two decades of credit repair experience in the South Texas area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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17806 W I-10 Suite 300, San Antonio, TX 78257

Business Description

Credit 360 Consulting provides credit repair services in the San Antonio area to help clients recover from negative scores. The firm identifies and removes negative items from credit reports to ensure the gradual increase of credit ratings. Aside from credit repair, Credit 360 Consulting also offers credit restoration and consulting support in line with Federal Trade Commission and Credit Repair Organizations Act regulations. The firm additionally offers credit repair services for businesses in San Antonio and other Texas locations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (18)
Yelp
4.0 / 5 (17)
Facebook
4.9 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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6989 Alamo Downs Parkway, San Antonio, TX 78238

Business Description

The Credit Repairmen is a San Antonio-based firm that offers services to help clients recover their credit scores. The credit repair services firm seeks to provide financial management support to clients that need to purchase homes, upgrade cars, or make important life changes. The Credit Repairmen is focused on executing multi-step techniques to remove negative items and analyze the rest of the factors that impact credit scores. Since 2011, the firm has managed 8,250 credit repair cases that involve resolving negative items in credit reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (151)
Yelp
4.5 / 5 (3)
Facebook
4.8 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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7800 W Interstate 10 Ste 626, San Antonio, TX 78230

Business Description

International Credit Consultants is a credit repair company in San Antonio that's been helping clients to get proper credit scores since 1988. Its experts work with all three credit bureaus to remove incomplete, unverifiable, and inaccurate information from credit reports. Items challenged include charge offs, late payments, collections, tax liens, and judgments. The staff assists with issues revolving around bankruptcy, inquiries, repossessions, foreclosures, and student loans. They help clients to reduce the interest on credit card rate payments and save some cash. International Credit Consultants use the knowledge on credit laws to hasten the credit repair process, and clients can start seeing improvements within 90 days.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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9901 I-10, Suite 800, San Antonio, TX 78230

Business Description

Debt Redemption is a credit repair agency in San Antonio that helps clients achieve creditworthiness through debt management. The company provides monthly payment plans, and its debt experts offer consultation services in person or via phone. Its staff knows laws and regulations concerning debt and collection, so they can expedite the process to eliminate debt within 24 to 48 months. The firm may help clients save money by facilitating forgiveness of part of their principal balances. Additional services include debt consolidation and consumer credit counseling. Debt Redemption also assists with legal issues by linking clients to attorneys who provide FDCPA representation and debt defense.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)
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13423 Blanco Rd #882, San Antonio, TX 78216
  • credit cards
  • Credit building
  • Credit Restoration
  • Tradelines
  • Credit Dispute
  • Credit Audit
  • Business Credit
  • Business Funding
  • Realtor
  • credit boost
  • Real estate agent
  • Credit Repair
  • Financial Services

Business Description

Better Credit Consulting LLC is a credit repair company that serves San Antonio and the surrounding areas. The credit specialist team assists clients in removing inaccurate items from their credit reports, allowing them to build good credit and regain a healthier financial standing. Some of the items it helps get rid of include credit collections and charged off accounts, as well as student loans, late bill payments, repossessions, and bankruptcies. It offers two packages to help boost creditworthiness, with one featuring unlimited disputes for negative items.

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.