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Best Homeowners Insurance Agencies in Fresno

2023

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Last updated: August 23, 2023

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License Verified:

License: 0B80224

California Department of Insurance

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5151 N. Palm Ave Suite 50, Fresno, CA 93704
  • Homeowners

Business Description

Valley Wide Ag Insurance Services, Inc., serves individuals, families, and business owners in the Fresno metro. It offers homeowners' insurance to protect policyholders from financial losses caused by property damages and lost items. The company also handles business insurance, including commercial excess liability and property, BOP, workers' compensation, and errors and omissions insurance. In addition, its team crafts coverages for agricultural businesses. Ron LaBarbera, the agency's general manager, has been in the industry since 1993.

License Verified:

License: 0B80224

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0B48015

California Department of Insurance

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7078 N Maple Ave. Suite 106, Fresno, CA 93720
  • Personal Property Insurance
  • Homeowners

Business Description

For over 35 years, McCarty Insurance has been providing homeowners' insurance policies to residents of Fresno and nearby communities. It is a family-owned agency that compares quotes from multiple insurance carriers, such as Allied, Zurich, and Liberty Mutual. Its agents help applicants file for both general and specialized coverage plans for repairs and reimbursements. They also process claims and billings to corresponding carriers online. McCarty Insurance's other policy options include coverage for automobiles, businesses, and renters.

License Verified:

License: 0B48015

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (8)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0E75924

California Department of Insurance

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4708 N Blackstone Ave, Fresno, CA 93726
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

Quick Buy Insurance Services is a privately owned and operated company serving the Fresno metro and the surrounding communities. It helps clients protect their investment and rental properties by providing them with homeowners' insurance. This type of insurance policy includes coverage for flood damage. The agency also offers recreational and commercial coverages, such as boat, RV, general liability, and workers' compensation insurance. Quick Buy Insurance Services brings over two decades of automobile insurance industry experience.

License Verified:

License: 0E75924

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (77)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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1110 J St, Reedley, CA 93654
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Mennonite Insurance Services is a full-service, independent insurance agency located in the Fresno, California, metro area that is also licensed in Arizona, Oregon, and Washington. Founded in 1922, the company represents many top insurance carriers to provide quality policies with competitive pricing for homeowners that cover the full replacement value of their residence and personal items following damage from a covered incident, such as fire or theft. Other options include rental, renter's, mobile home, condominium, and second dwelling insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (9)
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0M83000

California Department of Insurance

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2497 W Shaw Ave Suite 102, Fresno, CA 93711
  • Renter's Insurance

Business Description

ERC Valley Insurance Services is a firm that caters to clients in Fresno and the neighboring communities. It provides insurance plans that cover a private residence. The homeowners' policy combines various personal protection, including coverage for property losses, damaged contents, additional living expenses, and liability for accidents within the insured's custody. In addition, clients can purchase separate flood and earthquake damage coverage on top of their standard home policies. Premium plans for landlords and renters are also available.

License Verified:

License: 0M83000

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0253862

California Department of Insurance

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6740 N. West, Suite 108, Fresno, CA 93711
  • Multiple Policy Types
  • Homeowners

Business Description

Dalena Denik & Associates provides homeowners' insurance to Fresno and the surrounding areas. This insurance helps clients protect their residential properties, families, and finances from the expenses of unexpected disasters and accidents in their homes. The company also specializes in offering health, personal and commercial car, workers' compensation, life, and crop insurance services. It represents Liberty Mutual, Blue Shield of California, Oregon Mutual Insurance, Travelers, and Allied Insurance. Dalena Denik & Associates has been operating since 1957.

License Verified:

License: 0253862

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 0H15013

California Department of Insurance

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4185 W Figarden Dr., Ste 101, Fresno, CA 93722
  • Multiple Carriers

Business Description

Jagdeep Singh Insurance Agency, Inc., provides financial security to individuals and families throughout the Fresno metro. The full-service company has been offering homeowners' insurance packages since 2004. Its coverage extends to properties and the policyholder's legal responsibility for injuries incurred by themselves, their families, or their pets to others. It focuses on customers by simplifying claims and safeguarding entrusted funds. It also aims to develop long-term relationships with its clients by providing flexible options through its insurance carriers.

License Verified:

License: 0H15013

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (164)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 6001711

California Department of Insurance

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617 East Teal Circle, Fresno, CA 93730
  • Renter's Insurance
  • Homeowners
  • Landlords

Business Description

Gennock Insurance offers a wide selection of personal and business coverages for Fresno clients, including insurance for homeowners, renters, condos, autos, and RVs. It assists customers in looking for an insurance provider and a policy that meets their budgets and will cover damages in their homes and personal belongings, costs for temporary housing, and legal liabilities for injuries. Gennock Insurance agent Justin Gennock focuses on personal insurance and has been working in the industry since 2005.

License Verified:

License: 6001711

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0E60503

California Department of Insurance

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612 E Shields Ave, Fresno, CA 93704
  • Multiple Carriers

Business Description

Nichole Castech has been working at State Farm for 17 years. She and her team serve individuals and families across Fresno and the surrounding areas. They help clients protect their assets by offering homeowners', condo unit owners', renters', and farm and ranch insurance solutions. They also provide life, health, auto, business, and pet insurance. Nichole is also a member of the Fresno Chamber of Commerce and has earned a master's degree in Leadership Studies from Fresno Pacific University.

License Verified:

License: 0E60503

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (128)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0E39054

California Department of Insurance

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2416 West Shaw Ave. Suite 111, Fresno, CA 93711
  • Personal Property Insurance

Business Description

Valley Ag Insurance Agency Inc., serves clients in and around Fresno. It provides home insurance to cover expenses for property damage and personal injuries caused by natural or human-made disasters such as burglaries. The firm also offers life and health coverages, as well as business insurance, which covers both property and liability risks for small and medium-sized companies. Other products include workers' compensation insurance and bonds. The company, in business for more than three decades, also serves Washington, Idaho, and Arizona.

License Verified:

License: 0E39054

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (6)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0M12751

California Department of Insurance

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7257 N Maple Avenue #104, Fresno, CA 93720-0167
  • Condos
  • Multiple Policy Types

Business Description

Jeff Singleton II is a licensed State Farm insurance agent who serves clients throughout the Fresno metro. He has been providing homeowners' and renters' insurance policies to both individuals and businesses since 2019. As someone who has experienced the effects of underinsurance, he aims to help clients manage their priorities when planning for expected and unexpected events. With credentials dating back to 2006, he currently handles a team that accommodates Spanish-speaking clients and finds ways to support the community.

License Verified:

License: 0M12751

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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License Verified:

License: 0504217

California Department of Insurance

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2115 Kern Street, #100, Fresno, CA 93721
  • Renter's Insurance
  • Flood
  • Homeowners

Business Description

Eaton & Eaton Insurance Brokers provides services to Fresno and the surrounding areas. It specializes in helping clients protect their families and properties by offering homeowners' insurance services. It also handles different types of home insurance products, including renters', condominiums, mobile homes, in-home businesses, scheduled property, and landlord insurance. Eaton & Eaton Insurance Brokers has been operating as an insurance brokerage since 1975. It carries insurance products from Zurich, Foremost Insurance, Fireman's Fund, and Berkshire Hathaway.

License Verified:

License: 0504217

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 0605359

California Department of Insurance

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2452 W Tahoe Avenue, Caruthers, CA 93609
  • Renter's Insurance
  • Fire
  • Flood
  • Homeowners

Business Description

Established in 1988 by Avtar Gill, Gill Insurance Agencies caters to clients in Fresno. He was inspired by his experience as a farmer, persuading him to pursue his career as a crop insurance broker. Gill offers home, auto, farm, commercial, and workers' compensation insurance. His home insurance coverage includes homeowners', renters, and condos, protecting properties against terrible weather conditions, theft, and personal liability. To ensure that there are no misunderstandings and overlooked details, Gills recommends personal consultations with his clientele.

License Verified:

License: 0605359

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

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7543 N Ingram Ave Ste 101, Fresno, CA 93711
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Bill Joe Murphy Insurance Services Inc. is an independent insurance brokerage in Sonora, California. The company was founded in 1994 and serves residents throughout the Fresno area. Its homeowners insurance policies typically cover the home's structure, replacement costs, personal possessions, personal liability, and living expenses that are incurred during a covered disaster. Customers who wish to purchase additional coverage can add on supplemental policies, such as flood, earthquake, animal liability, or jewelry insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (19)
Facebook
4.1 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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2530 South Mooney Boulevard, Visalia, CA 93277
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Chavez Insurance Services is an independent agency that can access the home insurance policies of more than 100 insurers, enabling its agents to find a choice of policies that satisfy its clients' coverage needs. The agents can talk clients through their options, such as policies that only cover structural damage and others that can cover the loss of personal items and the costs of temporary relocation. Additionally, they can discuss medical expenses coverage, and liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (284)
Google
5.0 / 5 (148)
Yelp
3.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 0583211

California Department of Insurance

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9477 N. Fort Washington Suite #102, Fresno, CA 93730
  • Landlords
  • Renter's Insurance
  • Condos

Business Description

Founded in 1912, Stocking & Cozzi Insurance Agency is an independent agency that offers a range of property insurance packages to individuals and families in Fresno and throughout California. It carries homeowners insurance policies that cover various dwellings, such as apartments, condominiums, and houses. The agency also offers renters, landlord protection, and personal umbrella liability insurance options. The agency's roster of providers includes ACE, Hartford, Markel, and Zurich. Brian Maumoynier, the agency's president, holds over 15 years of field experience.

License Verified:

License: 0583211

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.