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Best Health Insurance Agencies in Denver

2023

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Last updated: August 23, 2023

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License Verified:

License: 361652

Colorado Department of Regulatory Agencies, Division of Insurance

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4600 South Syracuse Street, Denver, CO 80237
  • Individual Plans
  • Life Insurance

Business Description

Insurance Group of Denver is an independent agency that has been operating in Denver since 2005. It offers different types of health insurance options such as EPO, HMO, POS, and PPO. The policies typically cover surgical, medical, and hospital costs and can also encompass mental health services, dental expenses, and prescription drug plans. The agency also specializes in life, business, property, and vehicle insurance. One of its agents, Dan Mahoney, has worked with Fortune 500 companies and managed small businesses before starting his insurance career in 2002.

License Verified:

License: 361652

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (4)
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License Verified:

License: 45922

Colorado Department of Regulatory Agencies, Division of Insurance

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2255 South Broadway, Denver, CO 80210
  • Life Insurance

Business Description

Aspen Insurance Agency is an independent firm that delivers insurance solutions in Denver. It offers health insurance options that cover hospitalizations, general treatments, and ambulance services. The agency provides individuals and families with policies that secure their homes, condominiums, rental properties, cars, and watercraft. Additionally, the agents at this company carry umbrella insurance policies and pet insurance options. Some of their commercial insurance policies are workers' compensation insurance and cybersecurity insurance. Founded in 1967, the firm is family-owned.

License Verified:

License: 45922

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (196)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 126898

Colorado Department of Regulatory Agencies, Division of Insurance

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4710 Table Mesa Drive, Boulder, CO 80305
  • Individual Plans

Business Description

Tad Smith Health Insurance is a firm that specializes in PPO alternative health insurance plans through the nationwide Cigna PPO network. The firm is owned and led by Tad Smith, a health insurance agent who serves clients from Denver and its surrounding areas. He offers a wide range of health insurance products for small businesses, individuals, and self-employed clients. Life insurance plans are also available. Smith has been working in the insurance industry since 2001.

License Verified:

License: 126898

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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600 17th Street, Denver, CO 80202
  • Individual Plans
  • Life Insurance

Business Description

Denver Insurance Connection is an independent firm serving customers in Denver. It works with several carriers to provide clients with an array of health policy options. The company’s team of agents helps in creating customized plans that suit a client’s specific health care needs and budget. Denver Insurance Connection is licensed to deliver health insurance products in the states of Colorado, Texas, Georgia, Wyoming, and Florida. Other available services include coverages for life, home, auto, and retirement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
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License Verified:

License: 454298

Colorado Department of Regulatory Agencies, Division of Insurance

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400 McCaslin Boulevard, Louisville, CO 80027
  • Individual Plans
  • Life Insurance

Business Description

CO Health Brokers is an independent agency specializing in health insurance solutions. Catering to clients in Denver, it helps individuals, families, businesses, and entrepreneurs get policies that fit their needs. Senior citizens are also accommodated through Medicare policies. CO Health Brokers also carries life insurance products, including term life, permanent life, universal life, and variable life insurance. Jamie Smith, the president of the company, has been in the industry for more than 10 years.

License Verified:

License: 454298

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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License Verified:

License: 350628

Colorado Department of Regulatory Agencies, Division of Insurance

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6000 East Evans Avenue, Denver, CO 80222
  • Life Insurance

Business Description

Commonwealth Insurance Brokers is an independent insurance agency that has been operating in Denver since 2010. Its team of professionals assists clients in acquiring health insurance plans based on their needs and financial goals. The policies can cover access to doctors, hospitals, and rehab services. Medicare Supplement plans are also available for people aged 65 and above. The agency also specializes in life, auto, and business insurance. It offers assistance in financial management through its strategic partnership with financial specialist Jason Billingsley.

License Verified:

License: 350628

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
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License Verified:

License: 132975

Colorado Department of Regulatory Agencies, Division of Insurance

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11172 Huron Street, Northglenn, CO 80234
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Established in 2000, Integra Group puts value in protecting clients' financial security. It offers its services of providing thorough insurance products and planning to families, individuals, as well as small businesses around Denver. One of its primary services is to assist clients in the end-to-end enrollment process. This enables its team to check tax credits and cost sharing reductions that clients are eligible to avail. Integra Group also offers assistance in looking for suitable standard insurance policies, dental, life insurance, and final expense products.

License Verified:

License: 132975

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 45377

Colorado Department of Regulatory Agencies, Division of Insurance

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10701 Melody Drive, Northglenn, CO 80234
  • Individual Plans
  • Group Plans

Business Description

Reents Insurance Agency has been providing health insurance solutions to individuals and business owners in Denver since 1987. It offers health insurance policies to clients and assists them in securing short-term insurance coverage. It also assists businesses with 2-50 employees in determining group health plans for their employees. The insurance agents from this firm are also knowledgeable in Medicare and COBRA plans. They discuss available insurance options and guide clients in choosing one that suits their needs.

License Verified:

License: 45377

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (6)
Yelp
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 492634

Colorado Department of Regulatory Agencies, Division of Insurance

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12500 East Iliff Avenue, Aurora, CO 80014
  • Life Insurance

Business Description

HealthNetCO Insurance Agency is an insurance agency that has been serving the Denver area for over three decades. It caters to individuals, families, and businesses, providing various health insurance coverage, such as Bronze, Silver, Gold, and Platinum plans, all designed to cater to the client's individual needs. The professionals in this company utilize updated technology to help clients easily shop and enroll in insurance plans. Moreover, HealthNetCO Insurance Agency has various carrier partners, including Anthem, Oscar, Bright Health, and the BlueCross BlueShield of Georgia.

License Verified:

License: 492634

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit WebsiteWebsite

License Verified:

License: 3322244

Colorado Department of Regulatory Agencies, Division of Insurance

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12412 York Street, Thornton, CO 80241

Business Description

Best Agent Health Insurance is a business that provides health insurance products for families and individuals who are not over 65 years old in Denver and the surrounding locations. The company's agent, Brian Albano, has been in the industry for the last 25 years. He advises and assists in selecting appropriate health insurance plans with coverage that meets each client's needs and objectives. He also offers new health insurance portfolios with benefits that include preventive care, doctor's office visits, and surgeries.

License Verified:

License: 3322244

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 545265

Colorado Department of Regulatory Agencies, Division of Insurance

Visit WebsiteWebsite
1041 South Gaylord Street, Denver, CO 80209
  • Individual Plans
  • Life Insurance

Business Description

303 Insurance Brokers helps clients apply for health insurance plans, servicing Denver and nearby areas. Its team of insurance brokers determines clients' financial needs to give them a suitable insurance option for themselves and their families. It also assists individuals in providing financial stability to their families or dependents if they suddenly die. These include payments for debts, mortgage loans, and educational fees. Its owner, Jason Newell, is an independent insurance agent with over 15 years of experience in leadership and management.

License Verified:

License: 545265

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit WebsiteWebsite

License Verified:

License: 152887

Colorado Department of Regulatory Agencies, Division of Insurance

Visit WebsiteWebsite
7600 E Eastman Ave, Denver, CO 80231
  • Life Insurance

Business Description

Madison Insurance Group is a Denver-based insurance company that has been operating in the local area since 1995. It offers clients insurance products such as Medicare Supplement plans, group health insurance, long-term care insurance, and disability insurance. In addition, the company specializes in serving clients from the non-profit, manufacturing, construction, and wholesalers industry. Managing partner and founder Tom Young has a background in commercial banking and he has previously served as president of a local bank.

License Verified:

License: 152887

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)
Facebook
4.0 / 5 (19)
Visit WebsiteWebsite

License Verified:

License: 191282

Colorado Department of Regulatory Agencies, Division of Insurance

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7910 Ralston Road, Arvada, CO 80002
  • Group Plans

Business Description

Alliance is a full-service and independent agency that offers insurance solutions to clients in Denver and its adjoining areas. Formed and established in 1988, the agency works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Two of the most common health insurance policies it assists with are fee-for-service and managed care plans. Long-term care, as well as disability packages, may also be availed by its clients. Other services include home, auto, and life insurance.

License Verified:

License: 191282

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (68)
Facebook
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.