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Best Health Insurance Agencies in Boston

2023

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Last updated: August 23, 2023

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1766 Dorchester Avenue, Boston, MA 02124
  • Individual Plans
  • Life Insurance

Business Description

Weeks & Devonish Insurance is a Boston-based agency that has been providing an extensive list of home and auto, business, life, and health insurance options for almost 30 years. The variety of health insurance plans it offers can cover medical, hospital, and surgical expenses, as well as dental care and prescription drugs. Old people and those with physical or mental illnesses or injuries may be covered through short- or long-term care or disability insurance. Weeks & Devonish Insurance is also able to serve its clients 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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30 Federal Street, Salem, MA 01970
  • Individual Plans
  • Life Insurance

Business Description

Woodward Insurance is an independent agency serving the Boston community. It offers a wide range of employee benefits insurance, including health, dental, vision, disability, and Medicare plans. Life insurance and wellness programs are also available. Moreover, the agency serves as a resource for businesses and their employees by providing on-site enrollment and presentations, customized employee benefits statements, and one-on-one employee meetings and benefits reviews. Its founder, Brady Woodward, established the business with the goal of providing personalized services for small and medium-sized businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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4 Copley Place, Boston, MA 02116
  • Individual Plans
  • Life Insurance

Business Description

KD Hicks Insurance Agency, Inc. is an independent agency serving residents of the Boston area. Individual health insurance is available with health maintenance organizations, point-of-service, preferred provider organizations, fee-for-service options. Group health and dental insurance are also available. Other products include personal insurance for homeowners, renters, auto, and motorcycle as well as business insurance for worker's compensation, general liability, commercial auto, and bonds. As an independent agency, it represents multiple companies for clients to have options to choose from.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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135 Wood Road, Braintree, MA 02184
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

HSA Insurance has been offering insurance solutions to individuals and businesses in Boston and its neighboring areas for nearly 50 years. It offers health and ancillary insurance products to self-employed individuals and small businesses, which include medical, dental, and disability coverage. In addition, it caters to clients who need life, property, and casualty insurance. HSA Insurance also partners with multiple carriers, such as Tufts Health Plan and Delta Dental, enabling its clients to choose from more than 200 medical plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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41 Wellman Street, Lowell, MA 01851
  • Life Insurance

Business Description

Fred C. Church Insurance has been providing risk management solutions in the Boston metro since 1865. It helps self-employed individuals and companies obtain health insurance policies. The company aims to protect policyholders from financial losses caused by medical expenses. Its specialists also offer other insurance products, including home, umbrella, flood, and business coverages. Fred C. Church Insurance gives back to the community by supporting non-profit organizations, such as The Wish Project and Boys and Girls Club of Greater Lowell.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (13)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.